I own my PPOR outright, have no car, credit card or other debt. PPOR is valued at 510k. Only making about 55k/yr before tax. Yearly living...
Considering what happens if one partner (who owns 100% of a house) wants to buy 100% of the house off their partner (hubby/wife/defacto)? Talking...
Hi All, I am having existing loans (1 month old with CBA and NAB) with one year interest only with 30 years as loan term. if I request bank to...
Loan approvals don’t last forever. The offer generally must be accepted in a limited time frame, often one month, and then settlement must occur...
Hi, Is anyone noticing long delays with banks approving loan applications. It's been 2 weeks and we have escalated but still there is no reply...
Apologies if this has been asked before. We won an auction, signed the contract papers and now sorting out finances. 3 month settlement. We were...
Hi, The lender has unconditionally approved my loan. The LVR is 80%, and, they have offered me the following two options to contribute the...
We are interested in Bendigo Bank's Complete Home Loan offering 1.99% (2.82% CR) 2 years fixed with 100% offset for an 80LVR deal. Just...
I had a conditional approval last month. Conditions are such as valuation , required deposit paid etc. I have a good job opportunity as part time...
I want to buy a house as investment subdivisable land with tenants in common with another person( my friend son) who is 18 years . I have high...
Hello All, Sorry for the long post. I came here for your inputs on the trouble I have to get a construction loan with 88%LVR in NAB. Here is my...
Hi all, I have submitted an investment loan application to ANZ but the process is being delayed. I already have two investment loans with ANZ...
Hey I am thinking of borrowing a small amount (approx 250, 000) for my first investment property, I live at home at the moment and will continue...
Help Please, Advise Needed Conditional Approval given on 18/01/2021 Unconditional Approval given on 16/02/2021 Contracts exchanged and deposit...
Hi all, I am currently assessing my property portfolio and identified a couple of likely non performing properties in terms future prospects with...
There is no need to wait for a loan to settle before applying for another loan. There is no reason to even wait for a property purchase to settle....
G'day Folks, We are in the the process of borrowing to subdivide and build 2 dwellings on a property in BNE. We have a pre-approved loan from a...
I am looking to refinance my PPOR to release the equity. We are using income from business and ABN is opened as backdated to 2 years old and i...
Hey all, We received full loan approval last week and settlement date is approx. 3 weeks away. I work 2 jobs - 1 full-time and 1 casual. I've...
Given the current health crisis with the cornavirus and the economic impacts of this, would it be prudent and ok to ask multiple banks for...
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