I am looking to refinance my PPOR to release the equity. We are using income from business and ABN is opened as backdated to 2 years old and i...
Hey all, We received full loan approval last week and settlement date is approx. 3 weeks away. I work 2 jobs - 1 full-time and 1 casual. I've...
Given the current health crisis with the cornavirus and the economic impacts of this, would it be prudent and ok to ask multiple banks for...
Some purchasers who enter into contracts to purchase property write their name and ‘and/or nominee’ after it. They often do this without legal...
Hey guys So i have been using in-house lenders at CBA & NAB to try and secure a loan for a PPOR I was pre approved from them both. my concern is...
I have pre-approval for home loan from CBA a month ago but just changed the job last week. As part of the approval provess, i have submitted a lot...
Let's assume we sign a contract of sale for a newly built home, valuation came back positive, etc. If we get a formal approval, how long is it...
Hi guys, This is my first post in this forum. I have learned a lot in the last couple of months by reading posts here. Thank you for sharing all...
I applied for investment home loan via broker with Heritage Bank and it has been really bad experience. Initially they took 2 weeks to provide...
Banks dive as UBS raises home loan concerns
Hi Guys, Longtime lurker first time poster. I'm a fhb getting ready to make the plunge and speak to a broker and I've noticed many on here too....
Hi all, New member to Property Chat! Loving it so far. I was just wondering if there was a way to work out my TOTAL maximum borrowing capacity? I...
Hello everybody, My OTP apartment is getting close to completion and the developer says the completion date will be on August. The settlement...
One thing that has intrigued me over the years is, how do those with large property portfolios, albeit ones that appear to be cash flow positive,...
Hi all, Just wanted to check if you know any examples where banks cancel the loan after it has formally approved. I have googled a bit but all...
Hi all, I have my granny flat listed on airbnb at my main residence which I am making a decent income out of it for more than 6 months. I am now...
Hi All, Application with Westpac since Wednesday afternoon last week with full valuation already done and complete prior to application, 95% LVR...
Hi all, appreciate your advice on the following: Would banks borrow if I'm going into a new job? Assuming I use my recent payslips of my previous...
Hello I'm.settling on my second investment property, I recently started my own business I am having trouble with the banks even looking at my...
Can we get an equity loan from an IP to buy a PPOR or can we only get it for an IP? If the latter, how long should it be an IP before one moves...
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