I am looking to buy a new PPOR in Melbourne this Spring and for various reasons (including a lack of rentals around where I live) I plan to buy...
Hello fellow PC! I would love to hear about your experience on either a construction low-doc loan or going through private lending group, and if...
If siblings would like to get a home as joint name but not keen to disclose financials to each parties during loan application, how can we resolve...
I have never bought a home before but am considering it now. I have been made aware that to apply I will need to supply banker or broker with...
Personal and business tax returns are normally required in a loan application process. Is it OK to supply tax returns with TFN blocked out? Do...
Deal is, broker is giving me the runaround. First up, they tried crafty ways to get me to increase limit, even though I said no. Then once they...
Hi all. Just wondering what your experiences are at the moment of loan processing times. Is Omicron leading to lengthening processing times? Are...
Things still getting worse at ANZ 51 days to process a mortgage application! The third frightful data point for ANZ is its median approval time...
I was hoping someone might be able to point me in the right direction of a lender who will look at using two incomes with only one name on title-...
I have been told by a Brisbane based buyer's agent that the standard settlement time in Qld is 35 days. I am in Victoria where it is 60 or even 90...
I am curious how these so-called responsible lending laws can be called responsible. If someone has an existing loan for say $1m and they are...
I've recently begun the application process for a home loan via a broker. I've been asked for bank account and credit card statements, which I...
I am wondering whether I should go with Pepper Money instead of Resimac. Who is a better recommendation of the 2 lenders
I have recently put my application through my broker after being told by RAMs they won’t lend me. What is the time frame for a loan approval for a...
Hi brokers, Just wondering if CBA are introducing some new servicing calculator for investors? Heard on the grapevine that there are some changes...
My income is $5k a month. My monthly expenses are usually $1.5k - $2k however due to some once off purchases April saw my expenses about $5k -...
Hi everyone, just needing some urgent advice from you as I need to make a decision on this as soon as possible. I've just started a new job...
Hello All, Sorry for the long post. I came here for your inputs on the trouble I have to get a construction loan with 88%LVR in NAB. Here is my...
I'm planning something at present that involves two IP purchases in quick succession using two different lenders. One application is submitted...
Hello, Just after any insight about borrowing when you have NRAS properties. Do they count the 10k PA tax free as incomes? If not do they count...
Separate names with a comma.
