Good morning. My question was centred around the governments 5% deposit home loans for first home buyers. I am looking to take make my first...
Hi all, Partner is a CA and had only recently moved on from an accounting role to another role within her company. As part of this change she...
Hi all Haven't posted for ages but needed to jump back on to ask this one. I heard today from a guy at work that there is talk of LMI being...
NSW announced a new incentive for 10,000 FHB, get the LMI waived with the govt going guarantor. Linky Will this spur the market on, drag out...
My partner and I want to buy our first home 50/50. We’ve decided that we want seperate loans for a number of reasons. I have a lot of money saved...
hi, I’ve bought an OTP townhouse in south Australia and got pre approval from bank SA subject to valuation. Build hasn't started yet but Bank SA...
Hey everyone, Just had a quick question regarding lending. When you take up LMI it is hard to refinance and take out equity later down the...
First homebuyers' scheme: who gets it and will it work? – explainer The Coalition has promised to help 10,000 first homebuyers into the market by...
I'm sure I'm late to the party on this one. But recently received an unexpected refund of my LMI when selling a property secured by Westpac,...
Just received a broker email from ANZ saying they will reintroduce LMI refunds under certain circumstances. It used to be common practice, but all...
Trying to take a 10K top up on a property valued by bank at $500k to do some renos on an IP. Loans against that one are approx 385k plus 30k -...
I'll try to make this as brief as possible. I talked to my bank and they said they could get me a lower rate on my loan as well as approval to...
Hi there! Two questions actually The banks keep telling me much lower LMI than the calculators do. I’m looking at a 90% lvr loan on $655k and am...
Hey guys, We’ve applied for pre approval for 570k in 3 neighbouring Brisbane middle ring suburbs, 10-14km radius. 90% IO, Suncorp has accepted...
Hi just wondering if anyone has sold for less than what their loan value is? If you bought the property with lenders mortgage insurance what are...
Hey team Have a friend i was speaking to on the weekend. They are seeking to get into the property market have $110,000 k savings Gross income...
Hi PC Tax gurus, I bought a property back in Dec 2015 and paid LMI in the process. I moved out after a year and turned it into an IP and it's...
Hello everyone, I desperately need some guidance how to proceed with my investment loan. As you can imagine numbers are not my strong suit....
How does capitalising lenders mortgage insurance work with LVRs? When doing this is the lump sum payable to the insurer borrowed? or is the...
As a registered physiotherapist I've been made aware I may be able to find a lender that will allow me to leverage at 90%LVR and waive LMI. I...
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