Hey everyone, I'm currently in process on buying a house. Only one bank will give us a LMI waiver for 10% deposit due to my partner's profession....
Hi guys, I'm looking at getting an investment property and am getting a mortgage at 88 LVR and I intend to borrow the LMI within the mortgage....
Hi, I bought a property in 20th March 2020 as a PPOR. At the time of purchase, I had to take LMI for the loan with Bank A. I have moved out from...
I have a 80% loan on my PPOR currently. I am considering extending this to a 88% loan. The additional 8% loan will be used for investment...
Newbie quick question. For people who gets their LMI waived, what calculator can you use. All the online ones I see has the LMI component...
Hi everyone, I am looking to get my first IP in places like regional NSW, VIC, Adelaide, Perth, or Brisbane with a budget of around $400k - 500k....
Hi, I had refinanced my PPOR and had paid LMI of approx 10k. The intent of the refinance was to take equity out for investment. Is the LMI on...
We know that certain professionals get preferential treatment when it comes to offers for LMI or waivers or increased limits before LMI is...
Are there any lenders that give a LMI exemption for a pharmacist that is non-practicing? my friend is registered with AHPRA but not practicing -...
This post is related to Tax Tip 423: Borrow and Park in Offset and Fees Before Using the Money Tax Tip 423: Borrow and Park in Offset and Fees...
Quick question before tax time I purchased a property in 2017 FY with a 10% deposit. I claimed 1/5 of the LMI in 2017 and 2018 FY. In 2019 I...
Hi - just wondering which LMI provider is better for investment loan serviceability? I've done the numbers for both genworth and qbe borrowing...
If you have capitalised LMI with your current lender and you refinance to a new lender (assume 80% LVR at the time of refinancing to new lender),...
for those who start, i just realised/discovered that you can buy a 2nd (3rd/4th) etc property, borrowing basically 104% without paying LMI. as...
A bank is offering me a mortgage at 90% LVR including LMI, meaning the LMI can be added into the loan but it reduces the amount of the loan going...
Married and 3 yr old dependent. Both working but family income under $170,000. As of now, my PPOR equity is not enough for 20% of deposit (600K...
Hi, I'm wondering if I capitalise LMI on my owner occupier property and then turn it into an investment loan in 12 months, would the subsequent...
Do any of the banks waive LMI for those employed in the civil engineering industry? I've seen mention online for mining engineers although not...
Hi property chat, Sorry if this question has been asked before, anyone know of any good lenders that will use a rental ledger in lieu of genuine...
Hi all, I’ve recently found an apartment that I would like to buy at a good price. I’m in NSW, using CBA. I’m a first home buyer Ive Signed the...
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