Hi mortgage experts, I was wondering whether someone could shed some light on the ability to “reclaim” LMI. We purchased a property earlier in...
Hi all, I was declined by BW today for a home loan due to "Credit Rating". Details for the loan: Went through a broker that checked my credit...
I'm a first home buyer, and I'm looking to buy units/villas (not apartments) in South East Melbourne but they usually go for around 700-800k....
Hi All, Question for the brokers (and those in finance). If I put down enough deposit to land around 90 % LVR on a PPOR P&I loan, do you think...
Hi all, I am currently in the process of obtaining finance to build a house on a land I previously purchased. The land was financed through CBA...
Are there any banks that offer 5% deposit with the lmi capitalised?
Hi everyone, Just after information from wiser folks here about what happens to LMI on my investment property loan if I refinance. If I...
Hi everyone, After talking to multiple people at the bank etc I realised that none of them really know the answers here. Can anyone have input...
Are there instances where choosing to pay LMI positives out way the negatives? Everyone say's avoid it like the plague, but I am at a point where...
Looking to borrow ~2.2M at ~90% LVR to purchase PPOR in inner Melbourne. My wife and I are PAYG employees with strong incomes but not in...
Good morning. My question was centred around the governments 5% deposit home loans for first home buyers. I am looking to take make my first...
Hi all, Partner is a CA and had only recently moved on from an accounting role to another role within her company. As part of this change she...
Hi all Haven't posted for ages but needed to jump back on to ask this one. I heard today from a guy at work that there is talk of LMI being...
NSW announced a new incentive for 10,000 FHB, get the LMI waived with the govt going guarantor. Linky Will this spur the market on, drag out...
My partner and I want to buy our first home 50/50. We’ve decided that we want seperate loans for a number of reasons. I have a lot of money saved...
hi, I’ve bought an OTP townhouse in south Australia and got pre approval from bank SA subject to valuation. Build hasn't started yet but Bank SA...
Hey everyone, Just had a quick question regarding lending. When you take up LMI it is hard to refinance and take out equity later down the...
First homebuyers' scheme: who gets it and will it work? – explainer The Coalition has promised to help 10,000 first homebuyers into the market by...
I'm sure I'm late to the party on this one. But recently received an unexpected refund of my LMI when selling a property secured by Westpac,...
Just received a broker email from ANZ saying they will reintroduce LMI refunds under certain circumstances. It used to be common practice, but all...
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