Hey guys and girls , It would be greatly appreciated if I can get some advice on my next move ? I have 4 properties with the big four, 3 with...
Hi, Are there any brokers here that have access to a 90% LVR loan with no LMI? (Owner occupied). I am a self employed Podiatrist for many years....
Hi Guys, Just wanted to post a quick question and get some advice and or pro's/con's. Would you recommend getting a loan without LMI and...
No surprises with the LMI providers also bearing the brunt of regulatory changes Australia’s largest provider of lenders’ mortgage insurance...
It was generally said and recommended 18-24 months ago that IO @ LVR 88% was the recommended sweet spot to manage the trade off between LMI and...
Hi there. I am trying to work optimize the LVR bracket/amount of top up loan I apply for with regard to the LMI I would pay. I am aware that some...
OK not sure how it's usually calculated - If I don't want to pay LMI on a property but only have 10% deposit. How is the amount of equity needed...
Hi, so I'm hoping people can critique my thinking! Be MEAN! I've also put a few questions, in bold. So I'm finally moving out of my parents home...
Hi people I've been advised to borrow 90%, use 10% equity and cop the LMI for this investment property (rather than borrow 80% and use 20%...
I currently have an owner occupier loan for a studio apartment in Melbourne CBD. Have a good rate of under 4 percent and paying interest only...
Hi all, I have a 90% loan on my IP and I want to access some equity. Do I have to pay LMI again? Ben
Hi everyone, Wanting to ask a question. I will be looking at releasing equity to buy a new property but can extend to pay LMI for a higher loan....
As the title suggests I am curious to know if anyone has built a successful portfolio always putting down a 20% deposit for purchases? I...
Good evening, I am a first home buyer and am wondering if the brokers could please let me know, are there any lenders that will allow a 97% lend...
Hi all! I am in a bit of a dilemma which I am wondering if anyone can give me advice on. I'll take all advice on board and treat it as such,...
Hi all, Looking to go in on a development block at 92% LVR and use guarantor to avoid LMI. Purchase price $530k - I will use $45k out of the...
According to Genworth LMI calculator, it seems, the LMI spikes at every even number LVRs. That is, difference between LMI for 82.01% is much...
Hey guys, 2 Questions here re: finance. 1) Is it a good idea to have LMI on my equity loan with bank A and LMI on the Investment loan with bank...
Option 1: We can borrow 89% and pay LMI of just over $10,000. OR Option 2: We can exhaust almost every last penny of our savings (we will still...
Minimising costs is great, we should all do it. Sometimes however in saving as much as possible, we spite our long term potential by focussing too...
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