Here is my question: 1. How can I borrow to build a granny flat without an appraisal on my property. I'm currently renovating, I hope to be done...
Hi all, we're looking at buying a house in the range of $2m to $2.5m. I have a $500k deposit (so 20%), but because I am self employed, and my...
Today Anna Bligh from the Aust Bankers Assoc was asked what measures are being offered to personal customers. Her response was that lenders were...
Hello, I have signed a contract to purchase an existing house in Moreton Bay QLD. Assisted by my BA and my broker through the process. I have a...
Hi All, Trying to wrap my head around certain avenues moving forward. Say I was to own a residential house in a trust/personal name, and lease...
Hi experts, Is there any restriction on SMSF to lend money to myself or my family trust to do property development and/or acquiring IP? My...
Hi everyone, Is there any downside when borrowing from a smaller lender rather than the big 4 for a first home loan? Especially when my goal is...
Hi all, There’s very limited info out there on the subject and many lenders themselves are confused so I hope to gain some better understanding...
Hi All, This is my first post here, was a previous member of the old Somersoft forum but I have been a silent lurker these past years. I have...
Hi experts, Like to run this hear say by you guys. Over a catch up with some friends over weekend, one of the guys was telling us that Westpac...
I have a friend (no, I swear it's not me!) who is self employed and has bought a block of land. Their original plan was to get a construction loan...
Has anyone mastered how to get finance in the USA, I have read you need massive deposit etc but I want to hear real examples. Also these private...
How your digital spending habits could affect your chances of getting approved for a home loan Big changes are afoot in the industry thanks to...
If a person has a discretionary trust, they can inject money into the trust either by gifting it, or lending it to the trust. It strikes me there...
A quick question that may seem stupid to many. I got called in to have a meeting with my lender. One of the topics that came up was leverage to...
Shanghai savers sound the alarm as more P2P lenders fail to return funds The only question is did the management 'disappear into a jail cell' or...
Hi, I’m mindful that banks will mostly lend based on full income serviceability so including all sources of income. But I’m curious if anyone has...
Good risk management of a property investment portfolio involves spreading the risk between lenders with multiple IP's. There's plenty of examples...
Once your serviceability is maxed out in Australia, has anyone had any experiences with a strategy of then trying to secure loans with overseas...
Ten years ago, the biggest financial crisis in decades rocked the global economy. At its roots, the GFC begun with American borrowers getting...
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