Hi everyone, Is there any downside when borrowing from a smaller lender rather than the big 4 for a first home loan? Especially when my goal is...
Hi all, There’s very limited info out there on the subject and many lenders themselves are confused so I hope to gain some better understanding...
Hi All, This is my first post here, was a previous member of the old Somersoft forum but I have been a silent lurker these past years. I have...
Hi experts, Like to run this hear say by you guys. Over a catch up with some friends over weekend, one of the guys was telling us that Westpac...
I have a friend (no, I swear it's not me!) who is self employed and has bought a block of land. Their original plan was to get a construction loan...
Has anyone mastered how to get finance in the USA, I have read you need massive deposit etc but I want to hear real examples. Also these private...
How your digital spending habits could affect your chances of getting approved for a home loan Big changes are afoot in the industry thanks to...
If a person has a discretionary trust, they can inject money into the trust either by gifting it, or lending it to the trust. It strikes me there...
A quick question that may seem stupid to many. I got called in to have a meeting with my lender. One of the topics that came up was leverage to...
Shanghai savers sound the alarm as more P2P lenders fail to return funds The only question is did the management 'disappear into a jail cell' or...
Hi, I’m mindful that banks will mostly lend based on full income serviceability so including all sources of income. But I’m curious if anyone has...
Good risk management of a property investment portfolio involves spreading the risk between lenders with multiple IP's. There's plenty of examples...
Once your serviceability is maxed out in Australia, has anyone had any experiences with a strategy of then trying to secure loans with overseas...
Ten years ago, the biggest financial crisis in decades rocked the global economy. At its roots, the GFC begun with American borrowers getting...
Hi Guys, Do any banks lend money based on assets and not so much income. I started flipping last year. I have just put a property on the market...
Are there any private/commercial lenders who provide 100% capitalised funding for residential construction projects (1-2 houses/duplex) to a...
Australia's crackdown on property lending fuels lucrative debt market I wondered where developers were getting their finances from if the big 4...
I currently have my PPRO that will soon be an investment property as I move with work. I am looking at buying my second property that will also be...
Hi all, I have been looking at Investor loans but fixed P&I as I know my serviceability will be capped for a while. I have no non-deductible debt...
Hi Guys Is there any lenders out there doing 90% LVRS for investment purchases where the LMI is capped onto the loan? I know some are doing 90%...
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