Hi, I wonder which lender offer the highest lending capacity at the moment, as I am going through a refinance, and cash out for the next buy....
Excuse my knowledge of specific legal terms Is it possible for a team of investors to create a company for the purpose of purchasing property....
Hello, can anyone please advise on going down the low doc road side of lending and the requirements? How many BAS statements required if paying...
Hi everyone I'm not sure if I need a better bank or better mortgage broker. I think I should be able to borrow more money but I kept getting told...
Just wondering who the players are in this space ATM. I think liberty have something in the pipeline but not offered just yet. Who else is about...
My broker has submitted my pre approval to MeBank on Tuesday and we may not receive it in time for an auction I am interest in this weekend. This...
How long do banks need you to hold a second job (part time) for them to count it towards your income. 3,6,9,12 months?? What about lenders like...
Has anybody had any experience with giving two years worth of tax returns while having one of the tax returns being low due to an injury or...
Hi all, Hoping you can share me the charges of having to call my accountant for what I would think is a simple question. Wife and I are going to...
Hi all, we're looking at buying a house in the range of $2m to $2.5m. I have a $500k deposit (so 20%), but because I am self employed, and my...
Hi everyone, I'm keen to understand which bank has the best serviceability calculations when it comes to investment income (e.g. dividends) for...
Situation: wife and I have a PPOR and IP, both with significant equity. Borrowing at max borrowing capacity through a big 4 bank. Wife is not...
My son has been to a mortgage broker who recommended Resimac IO as the only lender. He then went to CBA and they offered much more money and P+I...
APRA bins buffer, lets lending rip
"ANZ says 7.25pc buffer has to go" ANZ is leading the pack to voice the concern, the 7.25% is a killer to borrowing. Home loan rate (OO PI)...
Hopefully this sort of thread is not too much of a nuisance, mods please delete if not allowed. I have spoken to my usual broker, and am...
As a simplistic (and I realise unrealistic) example, let's say a lender assumes your IP is rented out 50% of the time, so they take 50% of your...
How long is a piece of string? So, I know it's a bit of a silly question but I wanted to ask if there was any merit to it. I heard recently that...
Hi, I was wondering if anyone could give me a quick summary of what banks would consider for someone who is recently self-employed and lending...
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