Hopefully an easy one.. I know if you break a fixed rate early on a loan purposes for investment you can deduct that expense fir tax in the FY...
So I've been thinking about consolidating the 2 loans (IP and Home) for the below reasons. To make it easier for repayments, since we'll be...
Hey friends! Super excited - I bought a new car yesterday... As an, actually new. Not just new for me. NEW new. The average 17 yo has a...
Hi, will the lender be concerned if they see borrowers are getting Centrelink payments such as Job seeker/keeper, FTB etc? I’m thinking to apply...
I've got a 150k available redraw in my investment loan. (paid a bit in advanced) (not an offset account) Can I pause the minumum repayments...
Im looking at a site which will be a land subdivision site in about 3 years, but its not ready yet. In the mean time, i would like to hold it...
Hi Members, I am starting my investment journal and I am all new to this, so my question might sound a bit silly. I am asking a mortgage broker...
The situation is as follows: My wife and I have our PPOR valued at $1.7 mil with an outstanding balance on Owner Occupied loan of $300k so LVR is...
Hi all, I’m a new member with a somewhat complex financial position so I will initially just provide the main details below. My investment...
I have $35,000 in Usable Equity in my PPOR without exceeding 80% LVR . I also have $30,000 saved up in Cash in the same bank.I asked the Loan...
Hi, I currently have two investment properties and hope to buy my own home in the next few years. It will be tight to get lending....very tight....
Hi all, Currently I have split my PPOR loan into A and B Loan A is for PPOR. P&I Loan B is for 25% deposit and costs for IP, secured against PPOR....
$120bn of interest-only mortgages to go P&I The Reserve Bank of Australia has disclosed that $120bn of interest-only (IO) mortgages will be...
One of the main risks to most property investors is the finance arrangements that secure their investment portfolio. In general, the biggest...
Dear all We have 4 home loans secured by 3 properties and looking to get another investment and even structuring our portfolio. Loan 1 : 460k...
I applied for investment home loan via broker with Heritage Bank and it has been really bad experience. Initially they took 2 weeks to provide...
BIG NEWS "The Australian Prudential Regulation Authority (APRA) has announced that it’s 10% annual cap on investor housing credit growth,...
Hi, Just asking here because it’s the weekend. If I am purchasing software that is tax deductible, can I pay for it from an investment loan...
Hello property enthusiasts. Thanks for any help you can give me, this one is for the brokers. I've got my (house a) PPR loan , soon we intend to...
Guys, I'm looking for advice on my first investment loan. Recently, I put an offer $405 000 for a property in Harrisdale,WA subject to finance...
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