Hi All, I would appreciate your thoughts on the following scenario. I currently have $500K available in my PPOR redraw account, with an...
Welcome to GG Loans, where to take you from good, to great. About us Justin Zhu is the founder of GG Loans, a mortgage broker, and property...
Hi everyone, For interest only loans, is it possible to capitalise the interest on loan. The money I would have paid is placed in offset meaning...
Hello all, I’m in the process of securing financing for an investment property and would appreciate some insights from this forum. 1....
Hi everyone, I have a few simple questions and I would appreciate your responses. As you all know, there has been an increase in cash rates,...
Hi Guys I have a property coming off fixed rate of 2.69% in Sept this year so will need to look for options but I thought I'd see if anyone can...
I know quite a few people advocate for debt recycling. However, in our current economic climate - where the interest rate on the investment loan...
Work is taking me to the place I have an investment property. PPoR is 2,000km away! No balance on mortgage for PPoR (but have small facility open...
I bought a house in 2014 at 300k and have paid it down to 15k, will be paid off by the end of the year. Conservatively house is now worth (500k)...
Hi - just wondering which LMI provider is better for investment loan serviceability? I've done the numbers for both genworth and qbe borrowing...
Hey all, just deciding on what loan and loan provider to use and doing some research. Also curious on what low variable rates everyone is going...
Hi all looking for any Melbourne broker recommendations. Trying to make the impossible happen, normal banks lending around 1/3 of what I need for...
Currently have a ip loan for approximately $370,000 in fixed rate that will finish on 1/4/22. Current rate is 2.59%. Value of ip is approximately...
Hi How to avoid contamination of an investment loan to buy shares if I need to transfer it into broker account? I have an LOC approved to buy...
If someone redraws an investment loan and uses the funds to pay tax, is that redraw portion tax-deductible?
Hi, we’ve just bought another investment property and am abit confused re financing. We have had an investment loan (approved at $600K which we...
Hello! I’m new to the forums and have been reading a lot, it has been very helpful so far. Just looking for some advice regarding best strategy...
Hi, I'm considering to refinance my investment loan. The property is solely under my name but my broker advised me that I won't be able to...
Currently I have a ppor which is worth 800k and is fully paid. Ip with approx value 625k, loan remaining on it 350k. Rented at $390 / week....
I have a tax question related to investment loan. I got really confused and yes, I will be talking to tax accountant, but just wanted to get some...
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