If there is one thing most members on here can agree on, it is that higher interest rates cause property prices to go down... The bond market is...
Hi guys, I've spoken to my accountant about this and trawled the forums but can't seem to find a concrete answer to my question. Here's my...
Question - if I have a loan under my personal name, and use those funds to invest, but from inside a family discretionary trust, is the interest...
If I have 30 years 400k P&I loan with an offset account having 400k as well with interest rate at 4.20% how much money will be taken out of offset...
Loan Tip: If a PI loan was fully offset how soon would it be repaid? I have many clients with fully offset investments loans. That is they have...
Hi PC experts, I bought an old house with a big block of land. After living in the house for couple of months, decided to subdivide the block and...
well, This is the world we live in these days. Lowest rate investor loans are for those fixing for 2 years and up and paying P&I - 3.88%....
This will be the first year i submit variation for NGing for a loss for my IP for next fyear ... where the loan has changed from I/O to I&P. Is...
Since we are going to access equity from PPOR, we wanted to consider refinance with another lender if suits. Current lender CBA. Broker said as...
Good evening all. I am interested to see what people's interest rate predictions are over the next couple of years
Hi everyone, I'm a long time reader and fan - this is my first post to this awesome forum. I wanted to get a gauge of when is the right to fix...
Hi All, I have a PPOR loan of 350k remaining which is currently variable but as the lenders are jacking up rates, would like to know whether...
Homeowners urged to ditch the big banks to find lower rate - realestate.com.au The ponds and Hills are paying upto 7.88%
Hi, please advise whether interest is deductible against Stamp Duty and Mortgage Insurance? Example: I have PPOR with 500K owner-occupied loan...
Hi all, A friend has been advised by his accountant about the following strategy: Borrow from your investment portfolio to prepay your interest...
hiya If i find that my bank forgot to raise the % rate on my loan for a number of months. Should / can the bank enforce that i pay arrears /...
Hello I have a discretionary trust with corporate trustee, I have been lending personal money to the trust and 0% interest. Is it possible to...
Hi everybody :) Thanks to low interest rates and the 20% cash deposit I had - one of my IP's is cash flow neutral (slightly positive) Quick...
I have a naive question: for a P&I loans - should an investor choose 25 years loan with higher interest or a 30 year loan with a lower one?...
Hi, I am a newbie in terms of investing in general, and seeking advice and guidance in regards to maximising tax deductiblity. My current...
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