I think some people inadvertently bugger up the deductions on loans used to buy shares. This might happen because shares are more fungible – they...
I havent had to do any Centrelink or Family Tax Benefit or any of that sort, but just starting to look at our FBT and realise the rate for FBT...
If I pay a 20% deposit and Stamp Duty for an IP out of the offset account on my PPOR, assuming there are no other transactions in/out of the...
Hi All, I am looking for a little advice or suggestions relating to my current situation.. I’m currently a salaried employee and I have an...
Hi, Looking for advice on what rates we should be expecting with refinancing the below loans? Broker has indicated high 3's IO. Is this the best...
Do mortgage brokers have extra negotiating powers? For a new purchase or refinance, can a mortgage broker arrange a better deal (lower interest...
At the recent Sydney Meet-up, someone mentioned that if you are a nurse, you are able to claim interest on your PPOR as a tax deduction. We got...
So had an interesting chat with NAB the other day. They seemed to indicate they offered discount on individual loan size not the total of all...
[ATTACH] The ten year Bond's rate in Japan fell as low as negative 0.215% Wall Street journal August 7th 2019 page b13
Sydney Morning Herald 27~28 July 2019 What are we going to do with our surplus cashflow ?
Refer AFR weekend 27-28 July 2019[ATTACH]
Hi everyone, Is there any downside when borrowing from a smaller lender rather than the big 4 for a first home loan? Especially when my goal is...
Do you have to inform the bank if you are no longer living in a property as owner occupier and it becomes a rental? I would prefer to keep the...
A question: Do banks / financial institutions pay any interest on an estate account? The estate account was set up to receive funds (from sale...
Hi All, I am current part way through a 2 year fixed interest (3.83%) rate with ME Bank. They have lowered their rates now to 3.58%. I am...
The property that I live in is fairly big and somewhat not fit for purpose after a divorce a few years ago so considering my options for Brisbane...
AFR 6 June 2019[ATTACH] $2k rebate on a $250k loan
Hi Guys, I can't make my mind up to go with interest only or P&I? Our details Me $120 000/yr Wife $38 000/yr 3days while kids are young. PPOR...
Hi I thought I would bring up the topic of home loan payments vs share investment. I recently bought a house in Brisbane for half a mil (cheapest...
Hello PC Tax gurus, I am seeking confirmation or otherwise if the proposed straightforward scenario is acceptable: - I have an undrawn loan in...
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