What would considered a reasonable home loan interest rate to have at the moment? Currently have the following but wonder if better is possible or...
Good morning! I have a question please. A while back we too an equity release loan, secured to our primary place of residence. We used this loan...
Tax Tip 556: Redrawing to invest from a Loan that is in Credit Loans have negative balances usually. The borrower owes the bank the money they...
Hi everyone, What’s your December 2024 interest rate prediction?
I've had 5 previous lenders, and they all charged/calculated mortgage interest on the repayment date. However, switched to another bank recently...
Tax Tip 502: Borrowing to Buy Dividend Paying Shares, Reinvesting Dividends and Selling Some of those Shares Things can get messy where a...
Tenants vacated (finally :&^%) one of my IPs and left the house in a condition when it needs lots of repairs and works that should of been done...
If I moved into a house that I was renting out and it became my PPOR on Jan 1, then I would think I would go back and look at each interest charge...
Considering pre-paying a loan’s interest for 12 months for tax purposes. does anyone know whether banks still offer discounts for prepaying...
Hello guys, I have a question regarding the below scenario from a tax POV: My parents have some equity in their PPOR and is planning to cash out...
I can't seem to find Terry's kind Tax Tips on this, or just don't know how to search properly. How do I make the interest deductible? What...
Poor old Twitter Their interest has risen from $100m to $1.2b:rolleyes: AFR 1/2/2023 p11
Hi, I currently have a P&I investment property loan and am trying to figure out if I am better off changing the loan to interest only. A premium...
Hi everyone, I have refinance my current home loan few months ago. I have equity so I increased the home loan limit while the blance is lower....
Hello guys, I'm looking to refinance my PPOR loan and bring the LVR up to 80% (Property value is $670K with $370K of debt outstanding), which...
Hi I have 5 fixed investment home loans fixed at 2.59% due to expire end of May 2023. I am allowed to pay off a maximum of $20k for each loan...
I've been approved to release $150k of PPOR equity through an IO loan with HSBC (no offset). Planning to use this to fund deposit plus costs of...
3 charts showing that we’re not repeating the housing bubble: Morning Brief check out the 2nd graph - in the housing bubble, they had "only" ~...
Hi All, I bought my owner occupied property 18 months back with lower interest rates (1.89%) for the fixed portion and there is 720k outstanding...
Hi, probably a silly question…. If money is borrowed to pay for a deductible expense for a rental property, is the interest deductible as well?
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