Humour me Rba target inflation range of 2-3% Cash rate target of 2.85-3% is their aim. So what would we then presume lending rates could be ?...
Hi all, I was on a fixed loan with com bank and this has ended a few days ago, what is the best way you would negotiate the best possible...
Hi everyone, It was fun discussing where interest rates were going in the last 12 months. We are now in quite a predicament, will Australia end...
St George offers 5.54 - 1 year fixed rate Investment (Comparison rate 7.62). is this a good one? they said we can avoid a rate rise if we pay...
Want to start this thread to mainly dicuss what you think about the current monetary policy. And what would you do differently if you were Philip...
It could be worse...... [ATTACH] [ATTACH] [ATTACH]
Hi all - with interest rates going up and maybe stabilising later this year, I know there’s been a lot of threads discussing this topic, but I am...
Is there a better way to kill inflation than raising interest rates? Do interest rates really work?
I was talking with my broker recently who said a lot of new home loans are being tested to 9% (typical 6%, +3% APRA buffer). My instinctual...
Interest rates are one of the largest drives to property prices. After a 300bp rise in 2022, where will interest rates head in 2023? The...
Hi everyone, just received a letter stating that my new variable interest rate is 5.86% wondering if that is really high? I will contact them...
QT: The US is about to embark on a risky experiment that could be destructive The US is about to start a largely untested experiment in monetary...
Depending on the circumstances the rate may not matter, immediately, because there is no interest payable on a loan that is fully offset. But...
Continuing on from last month's increase posted here Source - RBA Cheers, Oracle.
Just wondering how Credit Score Impacts Borrowing Ability? Let's say you have 6 people that are all equal except have a different credit score:...
Where do we all see interest rate to be by end of Q3 2022. Take your punt guys. Pretty much no one had the right answer to the last interest rate...
Long post, but TLDR - what's a good interest rate in this scenario? What else am I not considering? Scenario Couple with 350K pa earnings, 60K...
property worth: 1.3 million loan amount: 740k cash in offset: 510k what would you do? leave it as it is or max out on loans and buy multiple...
Let's get a new thread going. Very different rate environment compared to last year. Variable lower than fixed. Back to normal perhaps. what rates...
Morning everyone! I'm currently elbow deep in my latest spreadsheet looking at affordability of purchasing another 1-2 properties. I'm toggling...
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