i have a PPOR with multiple floating IO splits. Can you change one split to P+I but not the others?
Back in March 2017 I changed two of my IP IO variable rate loans into fixed rate loans (one for 3 years, and one for 5 years). At that time, there...
Hi all, Back in June when I was originally looking at the numbers for my first investment property, my mortgage broker said we could do a 5 year...
I am in the process of setting up a P&I loan with NAB with the following splits 400K, 150K, 50K. In the near future I am planning to do some...
"Up to a third of borrowers with interest-only loans may not realise they have them, UBS has warned in a stunning finding from its survey of...
I know that - an offset is available for variable (both IO and P&I). - an offset is not available for fixed P&I. What about fixed IO ?
YIP mobile Hopefully this link works on desktops. New lending is currently at 30.5% IO which is very close to the threshold of 30%. Do you think...
For the Medical Practitioners, effective Monday 28th August, ANZ is allowing medical practitioners with investment loans with LVR over 80% to go...
Thoughts? Crackdown on interest-only loans tipped to ease "Banks will soon be comfortably meeting the regulator's cap on interest-only mortgage...
Obviously APRA wants to see the banks providing IO terms on less than 30% of new loans. Is there a way to view what these stats are at? Would be...
Hi there, Just wondering what is the current lowest rates anyone is aware of for investment interest only loans for either fixed or variable....
Hi all, I've got an offer from two of my banks to switch to P&I on my investment loans. The discount between what I'll be paying on IO vis P&I is...
Just fixing some loans I/O with WBC and was advised that effective from this Tuesday 01/08/17 their 1-3 year I/O's are increasing a further .13%...
A question to some of our friends here who have a strategy of pulling equity quickly after purchasing a house and repeating it with 5-10 props....
Interest-only loans now make no financial sense: Macquarie "Using a 0.5 percentage point differential, Macquarie found that a bank customer in...
Do you think it would be possible(realistic) for a person on $50,000 or less would be able to build a property portfolio in the current lending...
The nastiest potential speed bump we face , would be if we were unable to extend the IO periods on ALL our loans . I've crunched the numbers and...
Hi All, As of July 1, Westpac and St G will no longer be extending IO via form/phone call as they have previously. I fully expect CBA to...
Just wondering what people out there are getting for their interest rates? Key criteria are: 1. Investment lending 2. Interest only 3. 100% offset...
Hi guys, Just about to take out a new IO OO loan with these guys suggested by my broker. The rate is very competitive ~3.9% and they seem open to...
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