Hey there, Just looking for some pros & cons as to whether i should switch our P&I loan for investment property, to Interest only. Current rate...
I am currently in the process of a refinance and my proposed rate in April was 4.44 % for an owner occupied I/O loan and under 80 % LVR. It is...
Hi all, I've just been advised that my interest only period on my PPOR home loan is due to expire in a couple of months. Currently this loan is...
Many investors will experience their interest only terms expiring over the next couple years. Extending interest only periods will require...
My sister has Progressive MS (as previously posted on SS) aged almost 50. It’s been 5 yrs since major attack/diagnosis/near death. After...
Hi Everyone, I'm currently in the position to purchase my third investment property in the coming months. I currently have my first Two...
Hi, If someone has an IP with an IO setup and offset account can they simply change banks when the IO period is due to expire in order to extend...
I am with SGB and one of my loans is ending its first 5 years I/Only terms and was wondering what thought process is now for rolling these over?...
https://www.afr.com/real-estate/widespread-mortgage-fraud-by-zenik-finance-loans-issued-by-big-four-banks-20181206-h18ueb
Hi All, So I hear CBA Interest only periods used to be: 5+5 years interest only period for PPOR 5+5+5 years for IP And now they have been...
Hi, wondering if anyone has recently had luck negotiating fixed rates with Rams? Or they are pretty rigid. I’m keen on IO but board rates...
A property has an IO mortgage with ANZ of 4.30%. Cashflow precludes P&I at present. I'm seeking a better rate. Most of the comparison and bank...
Hi, Just after some general advice atm, see if anyone has a possible solution. My dad (66 yrs old) has just had both his banks change his loans...
If someone is coming to the end of their 5 year floating IO period, can they fix their repayments for a 5 year loan term IO without reassessment?...
I am 68 and my wife is 60 . I draw $45000 per annum tax free from my self managed super fund and my wife earns $80000 plus per annum in a very...
Hi Everyone, First time poster. I've been doing some research, but the answer is seemingly not as clear cut as I hoped in my searches, not...
Hi guys, Quick question in regards to Interest Only offset accounts. Is it true that when the Interest Only period ends a borrower will have to...
90% LVR investment IO lending is now back - one of the major lenders has opened up on this again. Still 90% LVR inclusive of LMI maximum, however...
ING, Macquarie, Virgin cut interest-only home loan rates Hi does anyone know if this will apply to existing loans? I have a loan with Macquarie...
Interesting stuff and a warning to all to keep a tight watch over their finances Mortgage rejections double as interest-only reset bites -...
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