Hi Looking for some quick thoughts. I've had my PPOR on an IO repayment, as we were considering renting this out at some point. We have decided...
If you want to change a loan from a principal and interest loan to an interest only loan, will you need to have a new credit assessment? Is it...
I reside in Wollongong and have just bought my third property (PPOR). I am looking to refinance my other 2 IPs which currently have IO variable...
Interest only loans hurts serviceability in 3 ways With the majority of lenders having interest only loans will adversely hurt a borrowers...
Hi, we bought a property in 2017 that we rent out currently, when the tenants' lease is up, we want to knock it down and rebuild it to make our...
Hi there, I am just playing out some scenarios. Lets say I am on a fixed rate P&I loan started in October 2020, at 2.59% over a 3 year period....
Looking for suggestions/ advice. Thanks My interest only terms on numerous investment and OO loans with CBA are coming to an end soon. Contacted...
Having a bit of a dilemma deciding if we should go with P&I or IO for our 2nd IP. From reading the PC forum and podcasts such as The Property...
Have just seen that Westpac has a 2.39% 2 year interest only rate investment for lending up to 70%. Anyone else seen anything decent from the...
Hi, I have an investment property worth about $650k, current loan is about $340k so it is slightly positively geared. I have a business and fairly...
Anyone catch the ABC tonight: Coronavirus combines with end to interest-only home loans in big hit coming for investors, experts warn - ABC News...
Any insights on the likely ease or difficulty at present for a retired person to renew the Interest Only period on a PPOR loan? Low LVR, regular...
If you have say 3 years of IO remaining and you fix for 1 year IO, you may revert to PI at the end of the fixed term, Now that might be a bit of...
Got some pricing back today 2.75 PI OO v 3.49 IP IO v 3.33 IP PI v 16 pt spread Yet to push a little harder ta rolf
Hi All, I posted the other day (Moving out of PPOR to rentvest) about my current situation. In short, we are moving out of our newly purchased...
Finally, my interest only period expired. I can choose to extend at 3.8% (costing me $250 fee), but the lower interest rate on P&I is tempting...
Hi All, My partner and I are looking to buy an IP on the east coast. We dont currently have a PPOR as we may not be staying in Perth long term. We...
Hi All, Curious to know if people feel I/O is 99% of the time the way to go with IP's? If so, how long to people tend to stay on I/O? Under what...
Hey there, Just looking for some pros & cons as to whether i should switch our P&I loan for investment property, to Interest only. Current rate...
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