Hi, We are about to finish our new build. We are currently with Pepper paying 9.5%! it looks as though we will be able to finance out to one of...
I've read what I can but am a little confused so hoping to get some advice. Investment Property 1: Paid $240k in 2015 Current desktop valuations...
Over 7-8 years ago I bought my PPOR with an IO loan with ING. Got IO as I could fully offset it and was planning on renting it out. It lapsed 2 or...
Hello all, I’m in the process of securing financing for an investment property and would appreciate some insights from this forum. 1....
Interest only loans generally have a maximum term of 5 years before they will revert back to PI. This generally cannot be extended to another 5...
Hi all, Are there any brokers offering interest only loans on PPOR, for mid to high 5%? LVR is around 50%. Thanks,
Many years ago, as rates between PI and IO started to differ, I wrote a tax tip on paying interest only on a PI loan. This gives the benefit of...
Hi! I own two IP’s and one owner occupier. My IP’s are about to come off a 2.2% interest rate to 6.1%. This will be very hard financially, making...
Hi all! I recently moved out of ppor and renting it out now, rentvesting myself, and plan is to build up the portfolio more to hopefully reach...
Morning all, I have a loan along with some money in the offset account which is currently in P&I mode, with the savings at the end of each month...
Hi all, I’m in a situation where we purchased an owner occupied property last year but due to family circumstances decided afterwards to rent it...
Suppose I have an IP with an principal & interest offset loan, which has enough funds in the offset to reduce the interest repayments to zero. I...
This is heads up for anyone that has obtained a loan with Bendigo bank prior to 2019 ( or there abouts) So I just found out from a client (...
Greetings I'd like to ask finance experst here if anything can be done by my situation. Not sure if there is an existing thread. I did search...
New to loan structures. Is there any benefit in the current market for fixing an investment property as IO for x amount of years. I currently have...
All, Would having an split loans on 620K (lets say 2 splits of 80K and 540K) PPOR IO with an offset has any benefits? now or down the track when...
Hello guys, My wife and I are considering buying a new house for investment. Locations, growth, cashflow, risk and all that things are covered,...
Hi all just after some advice in regards to interest only mortgages. currently have a dual key i built and rented out in qld making great...
Where someone plans to move out of their main residence, they may not want to pay the loan down as it will mean less tax deductions when it is...
Hi Looking for some quick thoughts. I've had my PPOR on an IO repayment, as we were considering renting this out at some point. We have decided...
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