I am converting my IP from permanent rental to short term holiday rental. In doing so I will be incurring the following costs; - using a...
Hi all! I have a tax question regarding a dual occupancy (already subdivided) where both titles are combined under one (interest only) loan of...
Hi there. We plan to move out of our PPOR in about a year, after which we will rent it out. We want to refinance this year to release some equity...
Hi, I am after some clarification about what I need to do to ensure that my investment debt interest is deductible. Here is the hypothetical: -...
Hi All, I have IP1, which I used an equity split for deposits for IP2 & IP3. So I have IP1 loan IP1 equity split (deposits for IP2 & IP3 paid...
Dear experts, I just bought an investment property using equity. I am setting up loans and accounts to achieve deductible interests. I have read...
Just a question related to the deductibility of loan interest for an investment property. I currently have a refinance happening of my PPOR to...
When using the equity to put down deposits on two different properties how do we calculate the interest deductibility for each property?
Curious what the position would be in relation to interest deductions in circumstances where property was used to produce rental income, but the...
Hi guys, I need some help in working out how to pay some reno bills from my split. I own 50% of an IP together with my brother owning the other...
Hi all, I've paid 15k deposit for an IP out of my savings account and am going to be reimbursed from the bank loan upon settlement tomorrow. The...
Hi all I hope I can describe my situation clearly. If anything is not clear I'm happy to explain and really appreciate your helpful advice. Due...
Hey guys, An offset account is usually ideal against non deductible debt(PPOR for example) in order to pay less interest which is all good. Was...
Noob question. Wondering if a PPOR house and land build mortgage.. are there any lenders in which the interest is capitalized during the build...
I'm wondering what the possible implications are if using a PPOR equity split to fund both the deposit and immediate renos to a currently vacant...
Let's say I have a $1000 expense relating to a development (deposit for architect, for example). The development is being funded by an equity...
If I have no debt on my PPOR, and I borrow against it to pay off my Investment loans in order to gain the benefit of the lower interest rate on...
Interesting situation $500k loan balance, $900k valuation, $3200 per month mortgage repayment , 5.79% fixed interest rate Negatively geared...
Hi, I made a previous thread or so about surplus funds the bank were holding. I am still waiting a call back to wrap my head around this, but I...
Hello everyone, much appreciated if you can kindly help with my situation: I bought my ppor (cost is 600k) in July 2014 with a one-year fixed...
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