Hi Guys, as I normally invest in property I’m a little green on the options for investing cash other than the standard bank account. Have invested...
Good Morning, Hoping I can get some opinions as I'm struggling to find a clear answer. My property was damaged by some water leaking through the...
Hi everyone I've hit the servicing wall from the banks perspective :s However have significant cash savings in offset, so was wondering whether...
I’m trying to get a loan for a new investment property. I have 20% deposit via cash or equity in an existing property I own. Can anyone...
Came across this article today. Father-of-one says he still ‘struggles’ on $300k Is he on this forum by any chance? What do you guys think...
How do banks assess income from a share portfolio in their servicability calculations? Is it shaded in any way or do they just take 100% based on...
Hi there, new to the propertychat forums. Am looking for strategies to increase my overall cash flow situation, as I'm currently a middle class...
Hey guys, Have a quick question if some of you with some experience in the matter can shed some light would be great. I’m looking to apply for...
Racq has a new guide out on car running costs. It's It's expensive to own a car! You can "increase" your income quite a bit by owning just the...
EDIT: I should say, store deposit "in high return unit". It doesn't need to be "student". Can I get some feedback on this strategy: My plan I am...
Thought I would put it out there to see the most creative and consistent ways people save on tax. Could be anything from tax advice, setting up a...
Yes - many of us know this but some great case studies: From the Factsheet - The case for industrial shares: 1. Capital Growth 2. Investing for...
Just wondering if any lenders take future income into account? By that I mean a future-dated job offer starting in several months. I presume they...
Most investors have the goal of increasing wealth and financial security. In the current investing climate, many investors are beginning to find...
A hypothetical question or reality for some. What happens or what will you do once you reach a passive income state? Do you buy more property or...
Hi there, I'm currently researching the details for my first demolition/subdivision construction project. I'm trying to figure out what would...
Hi all, I haven't been at all active on PC but have been lurking around reading for a while as we are looking to buy again this year. Current...
Hi, I've read that most lenders require income from an ABN for the last 2 years. What income is used for lender's serviceability calcs? Average,...
Hi Fellow PC, What is the general rule for extra amount to leave as wriggle room in saving as just a just in case for your IP's? I was thinking...
Hi would $480/month for income protection for $110,000 be considered reasonable. First time I am looking into this so no idea On another note...
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