Hi everyone I've hit the servicing wall from the banks perspective :s However have significant cash savings in offset, so was wondering whether...
I’m trying to get a loan for a new investment property. I have 20% deposit via cash or equity in an existing property I own. Can anyone...
Came across this article today. Father-of-one says he still ‘struggles’ on $300k Is he on this forum by any chance? What do you guys think...
How do banks assess income from a share portfolio in their servicability calculations? Is it shaded in any way or do they just take 100% based on...
Hi there, new to the propertychat forums. Am looking for strategies to increase my overall cash flow situation, as I'm currently a middle class...
Hey guys, Have a quick question if some of you with some experience in the matter can shed some light would be great. I’m looking to apply for...
Racq has a new guide out on car running costs. It's It's expensive to own a car! You can "increase" your income quite a bit by owning just the...
EDIT: I should say, store deposit "in high return unit". It doesn't need to be "student". Can I get some feedback on this strategy: My plan I am...
Thought I would put it out there to see the most creative and consistent ways people save on tax. Could be anything from tax advice, setting up a...
Yes - many of us know this but some great case studies: From the Factsheet - The case for industrial shares: 1. Capital Growth 2. Investing for...
Just wondering if any lenders take future income into account? By that I mean a future-dated job offer starting in several months. I presume they...
Most investors have the goal of increasing wealth and financial security. In the current investing climate, many investors are beginning to find...
A hypothetical question or reality for some. What happens or what will you do once you reach a passive income state? Do you buy more property or...
Hi there, I'm currently researching the details for my first demolition/subdivision construction project. I'm trying to figure out what would...
Hi all, I haven't been at all active on PC but have been lurking around reading for a while as we are looking to buy again this year. Current...
Hi, I've read that most lenders require income from an ABN for the last 2 years. What income is used for lender's serviceability calcs? Average,...
Hi Fellow PC, What is the general rule for extra amount to leave as wriggle room in saving as just a just in case for your IP's? I was thinking...
Hi would $480/month for income protection for $110,000 be considered reasonable. First time I am looking into this so no idea On another note...
hey guys just curious as to how boarding house would be valued? Would it based on the asset or the income it generates? Looking at few boarding...
Has anyone had any experience in providing finance to clients who are earning foreign SE income. Assume clients have Australian citizenship but...
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