Hi everyone, From my understanding, lenders (first tier) usually assess 6 months or so of casual employment payslips, and then annualise using...
Hello Kind Folks, I'm a first-time homebuyer who just received an unconditional offer from ING Bank. Recently, I also got a call from ANZ...
I have paid off my mortgage with CBA bank. I am thinking about closing the homeloan account, but NOT discharge the mortgage (i.e. safer to keep...
Hi Guys I have a property coming off fixed rate of 2.69% in Sept this year so will need to look for options but I thought I'd see if anyone can...
This is heads up for anyone that has obtained a loan with Bendigo bank prior to 2019 ( or there abouts) So I just found out from a client (...
Hi everyone, My partner(Citizen) and I (820 partner visa) are looking to buy a property with 85%LVR borrowing $1,250,000 with incomes $130k ($15k...
I own a house outright but not working at present, so wondering if lenders will fund a home loan? Wanting to buy home for my elderly parents. Home...
Hi PC'ers, I've received a 'conditional' pre approval this week (subject to a few general conditions). It was a fully assessed pre approval. Does...
Anyone know who is a good lender that is quick and is lenient with lvr and is happy to work with Self Employed?
Hi, Has anyone came across any good lenders for self employed businesses (low Doc) that lend up to 90% lvr and don't have so much red tape like a...
Hi there, after some advice. I could purchase a property either via a business with an extension to my existing business loan or I could purchase...
12 Ways to repay home loan faster Loan repayment is a daunting task. Repaying it sooner seems even more challenging. If you want to repay your...
Hi Should you sell or hold multiple investment property to take advantage of high prices. If Rates normalise to 6% it not possible to hold...
I have used this broker last year to refinance into ANZ bank. The loan settled in June / July last year I believe. I have now had an offer on my...
Hello experts, Just need your thoughts on my options now. I am planning to refinance my homeloan from NAB. My broker gave me two option ANZ or...
Hi, It seems that brokers are offering 3k cashback for ANZ homeloans. My friend refinanced his 300k homeloan to ANZ 750k homeloan, but my friend...
So I've had a credit card account for a few years that my husband hasn't know about. We are looking at applying for a home loan, so I've taken...
Hi All, At the moment I have two loans ( OO P&I variable ) around 300K each with ANZ. I have around 100K in the offset linked to one of the loan....
Hi all! I am in a bit of a dilemma which I am wondering if anyone can give me advice on. I'll take all advice on board and treat it as such,...
need a good mortgage broker - need to know my borrowing. Im based in Melbourne and live in the west Please reply with contact details
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