Hi everyone, From my understanding, lenders (first tier) usually assess 6 months or so of casual employment payslips, and then annualise using...
Hi all, I currently have a PPOR valued at $1.5M, but owe $1.04M on it, so I personally hold $460K equity. My partner wants to buy into the house...
Thanks a lot for allowing me onto this incredible chat forum, the information is mind blowing! I'm 19 years old, currently studying commerce in...
Hi all, Any recommendations for a solicitor to give legal advice to Guarantor. Bank (AMP) requires this from the guarantor. I am in Sydney and...
Hi there, my name is Alyce, Im a newbie from WA. I’ve been legally separated for over 2 years but not divorced. The place that I’m renting is...
Hi, heard an interesting advice from a investor with over 20 investments. To purchase properties under company/trust structure, and you, as...
I'm currently speaking with brokers and banks about guarantor loans and wanting to get some advice on the best type of structure and how I would...
How do you get rid of a guarantor loan with ANZ? Do they accept an increased in valuation so LVR is under 80% or will servicing need to be met as...
Hi, been lurking around here a while and seems to be a LOT of valuable info here so thought I’d pose a question. Just signed a contract for a...
Hi PC. I have another question as you guys have been tremendously helpful so far. 720k pp QLD 98% LVR approx 70k deposit Shopped around a...
Hi everyone! Just a question I have been researching Basically I'm paying a huge rate (4.31% yuck, had to go to the bottom tier lenders 5 years...
I considering purchasing an investment property with a friend as tenants in common, My understanding for properties held in tenants in common, the...
Hi all, hoping someone can clear this up, I'm missing something here surely, On an 800 k PPOR purchase, Scenario 1- 95% LVR (Capping in entry...
Hi , Can someone please explain how a guarantor loan works? E.g say a buyer is purchasing a property for 800 k, their parents own their own...
Hi, I am looking for a lender who accepts a sibling as a guarantor. Any tips would be greatly appreciated!
Hi there, My partner and I own a home together and we're discussing with a broker regarding refinancing. He suggested for me to be on the...
Hello, my partner and I are looking to build duplexes. Parents as guarantors. Keep one sell one. In order to increase our borrowing capacity our...
Hi everyone. Apologies if this is in the wrong section, wasn't sure where else to put it. I'm in an unusual situation where I own my PPOR...
Loan Tip: Different types of Guarantees for Loans Basically, there are 2 types in guarantees in relation to borrowing money. They are a)...
Is there any lenders that do guarantors for relatives or friends, is there product like this or is it just immediate family?
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