Hi All, My bank called me and asked if we wanted to break our fixed loan which has one year to go(30yr loan), the rate is 2.99% the break cost is...
Hi I have an IP variable loan with CBA and think about fix it for 3 years with lower interest rate. However, I am planning to sell the IP and...
If you have say 3 years of IO remaining and you fix for 1 year IO, you may revert to PI at the end of the fixed term, Now that might be a bit of...
Hi all, I'm purchasing my 1st IP this week and I've dwindled down my best options to St George Variable rate at 3.54% or Variable-Fixed for 2/3...
We have a loan fixed for one more month. I have $27k sitting available for redraw, and wish to spread this over a few other loans to get a few...
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With the current economic position what are peoples thoughts on the market. To fix or stay variable? Cash rate sits at 1.5% Inflation at 1.9%...
When a fixed rate loan expires, does it automatically go variable? Or is it considered a refinance with a reassessment? How about when IO expires,...
CBA These changes are effective for new customers and existing customers who switch into one of the following products from Monday 30 July 2018....
Hi All, Need some help. currently I have the following loan structure Owner Occupy Loan A: 500K variable P&I with offset (all money in goes)...
Loan 1 - I have a fixed rate loan about to revert back to variable in 2 weeks. The loan is $340k. Loan 2 - In May, I'll need another loan for...
So a fair few of my IO loans are being automatically changed to pi soon. Cashfloe wise it's going to be more pressure. All my rates are about...
Hi everybody I posted a little while ago regarding my property settlement. All went through smoothly and we moved in on the weekend - thank you...
Westpac have matched the NAB 2 year fixed special for first home buyers. It's been announced as a special so it may not be around very long. I...
As I understand it, the risk with fixing is that if you break you will have a fee to pay. And if you are planning on growing your portfolio, you...
Hey guys, i recall a while back i read something in regards to what the Banks think the RBA would do is easy to spot based on the variation...
Hi everyone, I'm a long time reader and fan - this is my first post to this awesome forum. I wanted to get a gauge of when is the right to fix...
It doesn't look like reserve bank is going to be raising rates soon with sluggish economy, poor wage growth, low inflation, yet APRA and other...
Hi All, I have a PPOR loan of 350k remaining which is currently variable but as the lenders are jacking up rates, would like to know whether...
Hi guys, I recently purchased a 2 bedroom apartment in a central Melbourne suburb in St Kilda, just wondering what to do about the loan itself,...
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