Apparently this is a thing? Why would banks offer this? what is the catch? what products are currently available? I wouldn't mind fixing for mid...
Hi all. After months and months of searching, I've finally found a property for myself and my partner, we had just submitted out offer and placed...
Fixed options for investment loan…. Which would you choose?
If I have been offered certain fixed rates from my lender via my broker, how long do I have to accept this offer by sending in the authority form?...
I am trying to work out the potential pitfalls of fixing investment loans. 3 relevant loans - Lender A: 400k variable with offset secured...
Hi all, I currently have a 100% variable home loan and am about to convert part of it to fixed. 65% will be fixed and 35% variable. Should I...
Hi guys. Looking for some advice. I am going to split my loan. Fix most of it for 4 years and keep rest in variable. Loan Amount 590K Current...
Good morning all, So I was finally able to secure our first PPOR last night! Thanks everyone for your assistance and advice on these forums...
Hi All, My bank called me and asked if we wanted to break our fixed loan which has one year to go(30yr loan), the rate is 2.99% the break cost is...
Hi I have an IP variable loan with CBA and think about fix it for 3 years with lower interest rate. However, I am planning to sell the IP and...
If you have say 3 years of IO remaining and you fix for 1 year IO, you may revert to PI at the end of the fixed term, Now that might be a bit of...
Hi all, I'm purchasing my 1st IP this week and I've dwindled down my best options to St George Variable rate at 3.54% or Variable-Fixed for 2/3...
We have a loan fixed for one more month. I have $27k sitting available for redraw, and wish to spread this over a few other loans to get a few...
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With the current economic position what are peoples thoughts on the market. To fix or stay variable? Cash rate sits at 1.5% Inflation at 1.9%...
When a fixed rate loan expires, does it automatically go variable? Or is it considered a refinance with a reassessment? How about when IO expires,...
CBA These changes are effective for new customers and existing customers who switch into one of the following products from Monday 30 July 2018....
Hi All, Need some help. currently I have the following loan structure Owner Occupy Loan A: 500K variable P&I with offset (all money in goes)...
Loan 1 - I have a fixed rate loan about to revert back to variable in 2 weeks. The loan is $340k. Loan 2 - In May, I'll need another loan for...
So a fair few of my IO loans are being automatically changed to pi soon. Cashfloe wise it's going to be more pressure. All my rates are about...
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