I know that
- an offset is available for variable (both IO and P&I).
- an offset is not available for fixed P&I.
What about fixed IO ?
Is anyone fixing their investment rate? How possible you reckon the rate could head south in coming years?
As far as i know, these still apply:
Dumb question maybe... (I'll call the bank tomorrow, but doing some figures tonight).
If I fix a Westpac loan, but don't prepay any interest in...
Just need your view about below if the fixed rate is good?
1 Year Fixed Rate 4.76%
2 Year Fixed Rate 4.82%
CBA raises interest rates on investor and interest-only loans
I'm assessing whether it's worthwhile fixing my loans for 2 years with NAB and wanted to understand any future consequences.
Pre-GFC, I fixed a mortgage rate. When interest rate subsequently dropped, I was faced with some exorbitant break costs which seemed to increase...
Breaking a Fixed Loan – 3 Different Tax Consequences
Comments by RobG in another thread, Tax Tip 130: Tax Deductibility of Breaking a Fixed loan...
Tax Deductibility of Breaking a Fixed loan on Owner Occupied Property with the Purpose of Buying an Investment Property
Borrowing costs are...
Just got wind that ANZ will be reducing their 2 years fixed owner occupied fixed to 3.75%.
While CBA decided to leave their fixed rates...
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