Hi, I'm wondering is there a quicker way to pay down a fixed rate mortgage? I have already contributed the max $5k that ANZ allows but could I...
Hi, I have an owner occupier loan of $1,000,000 with a 2nd-tier lender. Currently rate is 3.38% variable P+I. After 2 rate cuts in 2020, I...
I am currently doing refinancing to ANZ from CBA to reset my 30 year loan period, as well as getting better rates. I have been offered with SVR or...
One for the brokers - think I probably know the answer already, but presume when the banks came out with their cuts to fixed rates yesterday...
With Westpac dropping their fixed rates today the 2 year owner occupied fixed rate is now 0.90% lower than what the bank has offered me for...
Can somebody help me confirm 2 year fixed interest rate for Liberty Owner Occupier with 80% LVR? Loan amount 800 k.
Getting 4.95% on a variable rate at the moment on one of the investment loans, it also has an offset account (no misa with cba anymore - but they...
Can anybody advise what generally happens when you change loan purpose (say, form owner occ to investment) during a fixed rate period? Do you move...
I have made a decision to fix all of my IP loans as I feel that it would give me peace of mind knowing that we will not be impacted by rate rises,...
Hi guys, people who are fixing their rates now, whats the best rate you have found so far. I have been looking into it and found 4.09% with...
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I am looking to fix the interest rate on my mortgage with Bank of Melbourne but the banker said that if I fix my mortgage, the discount that I got...
I know that - an offset is available for variable (both IO and P&I). - an offset is not available for fixed P&I. What about fixed IO ?
Is anyone fixing their investment rate? How possible you reckon the rate could head south in coming years? As far as i know, these still apply: -...
Dumb question maybe... (I'll call the bank tomorrow, but doing some figures tonight). If I fix a Westpac loan, but don't prepay any interest in...
Hi All, Just need your view about below if the fixed rate is good? Interest Only 1 Year Fixed Rate 4.76% 2 Year Fixed Rate 4.82% 3 Year...
CBA raises interest rates on investor and interest-only loans
Hi, I'm assessing whether it's worthwhile fixing my loans for 2 years with NAB and wanted to understand any future consequences. Some have...
Pre-GFC, I fixed a mortgage rate. When interest rate subsequently dropped, I was faced with some exorbitant break costs which seemed to increase...
Breaking a Fixed Loan – 3 Different Tax Consequences Comments by RobG in another thread, Tax Tip 130: Tax Deductibility of Breaking a Fixed loan...
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