Hi all Grateful for any advice and insights on the below expected costs for selling a property on a fixed rate. We have a current loan of approx...
A lot of talk at the moment of where rates are potentially headed. Seems that the best rate I can currently find for a fixed OO loan is around...
We re-fixed four loans for one year in May. All four went through as planned (though I was not offered to lock the rate, so they are now locked...
Hi all, Trying to decide whether to fix our new loan on a 2 year or 3 year interest only with Heritage Bank at 2.49%. I found a mortgage broker...
Having a fixed loan doesn’t mean you cannot ‘access equity’ or borrow more money. You would be restricted to the same lender though. Example...
There are probably a lot more to consider but 3 of the main things that I see are a) Break Costs If you fixed at the wrong time you would be...
I'm toying with fixing some loans with Adelaide bank. I used to have a fixed loan with Bendigo and they used to take into account the offset...
I've got a 36 month fixed loan with CUA that was used for the construction of an IP. I started construction around January 2018 and completed it...
I have a 7.5 months to go on a three year fixed loan with Westpac. The difference between the fixed and the variable isn’t much, I think 0.06. I...
Hi, I don't know much about home loans and was wondering if somebody could give an idea about this: I just came into some money and paid $100k...
I am looking to purchase my first IP and with current rates keep going back and forth between variable and fixed options for a principal and...
Hi, A common tactic to take advantage of lower fixed rates (or any other need to fix a loan) whilst retaining the advantage of using savings in...
CBA cuts fixed rates for property investors Quick check and I can see fixed investment 2 year loans at 3.89% Which equals the .5% they were...
Hi PC friends, made up my mind to fix my loans as at current rates will save me 12k per year. Currently 5.22% IO Variable, I have 5 loans,...
Hello, If you break a fixed rate for your rental property (to get a better rate not when you sell the property) can you claim the complete break...
One of my loans is PI of 50K with 16K in redraw with ANZ. I enquired about fixing said loan for 2 years. I was told that not only would the redraw...
Does anybody know if it is it possible to make extra payments into fixed P&I loan with ANZ? Not fixed at present but just wondering if extra...
I have my PPOR fully paid off, and 3 IO loans at variable rate for three investment properties. Two of the IO loans are collalateralized with my...
I wonder if the IP variable loan interest rate will keep going up to restrict investor loans. If so, is it better to fix all the loans now?
I had planned to fix a couple a few weeks back - put it off as you do - I'll do it tomorrow which turned into two weeks and then Whammo CBA lists...
Separate names with a comma.
