i really like that US model, and some of the EU counties implement as well. lock in portion or all of loan for fixed rte. why we dont have it...
So I'm just taking CBA's as an example: 3 years Fixed P&I: 4.64% p.a. Comparison rate Variable P&I with 80% LVR: 2.30% p.a. Comparison rate Even...
I have a 170k variable investment home loan with macq. The current rate is 2.49 perc and I have the option to fix it at 2.99 for 2 years. At...
Hi forum, I’ve been approved for a OO loan of $1mil, LVR 90% I’ve currently have it split 60 fixed / 40 variable. Rates are: 2.29% variable...
Fixing PPOR home loan...loans with CBA, currently 3.09% PI (& 3.55% PI equity loan for IP) both variable.... and 2.09% IO fixed for the IP till...
I have recently started a home loan which has a variable rate of 2.35%. My mortgage broker has said that now that settlement has completed I can...
Hi All, In the market to apply for a new home loan. First time house buyer. Have spoken to a few banks where some are providing loans at 2 or 4...
Hello brains trust, So my 2 of my fixed periods are going to end shortly. I’m looking for others opinions on fixing again for 1 or 2 years. Im...
Hi, I just got an investment loan refinanced as a fixed rate loan. After the settlement, bank put surplus (around $700) into my savings account....
Would anybody know whether any of the banks would consider waiving the break cost fee for Fixed interest IO investment loans. As an example one of...
Hi I’m looking for ways to save some money. I’ve lost my second income (due to corona virus) so things have become a bit more tight financially...
Hi, quick question. I have a CBA 2 year interest only fixed term loan with 13 months to go, with monthly commitment of 1200. I believe that CBA...
Hi team! 3 of our properties are currently finishing up on their 2 year fixed rates. We have been offered 2.99 fixed or variable with RAMS on our...
The way I see it, the only way one can beat banks via fixed interest rate is by "luck". Banks have access to more data and insight compared to a...
We are looking to upgrade our PPOR and are planning to stay at the same bank (which bank?). Because 80% of our loan is fixed, we've been told we...
This really surprised me ... Have been trying to re-fix one of my loans with NAB over the last few weeks. It’s one of the smallest loans I have...
Wondering what is generally the expected hit - regarding early repayment penalties / early repayment interest adjustments... The difference...
I wonder if anyone has any experience or advice in this kind of situation. We have 6 investment properties with NAB. Our situation is changing and...
I have made a decision to fix all of my IP loans as I feel that it would give me peace of mind knowing that we will not be impacted by rate rises,...
A hot topic at the moment is IO loans being roll over into P&I loans and there are many threads discussing these changes. In this current climate,...
Separate names with a comma.
