Hello all, I am relatively new to the forums and yes I have applied to have my username will soon be changed for putting a commercial name in...
Hi all! First time developer here... I'm nearing the end of a 2 unit high end build in Victoria and need the bank to help. I've paid all costs...
Hello all, I bought a house in Brisbane 18 months ago, which I plan to move out of and rent out I'm the next few months. I currently have a P&I...
Just had a meeting with a 'Mortgage Reduction Consultant' from PWF (Prosperity, Wealth, Freedom) after my father-in-law mentioned they offered...
I am considering a dual key unit for sale which is in a holiday letting pool, but also able to be owner occupied, however NAB has told me they 'do...
Hi Of course I will seek my own professional advice but I'm hoping to gain some insight from other's experiences and ideas here please. The...
Hey all, So further to a different post, my dad is looking at selling a 50% stake of his property to a friend. It's worth $800k. With a debt of...
What are living expenses? Living expenses play a potentially crucial role in a lender’s servicing calculator. They are generally one part of the...
I recently read an article whereby some girl who was applying for finance had her bank statements poured over by the bank who questioned and...
G'day, I was talking to a local real estate agent and he told me some interesting news. Apparently the banks are restricting loans to housing...
Hey guys, Looking for a bit of advice or reassurance around loan structure when converting my poor to IP to maximize deductibility. Currently, I...
Hi all, I am going to ask a newbie silly question. Does unconditional offer means I have to pay with cash? What does "Subject to Finance"...
Hi All, Im thinking about transferring my Interest only loan into a principle and interest loan to take advantage of the lower interest rate. All...
Hi all, I will be looking for finance in the next few months and I am trying to understand how banks deal with 1) dividends and 2) profit/loss...
Hi All, Would like to run a situation by you all for opinions. This is for a commercial property. Organised finance through a broker, the bank...
Just wondering how the banks treat vacant IPs? I have been considering buying a beach house for some time. One thing that weighs on me when...
Hi PC mortgage broker (who have been through many credit cycles). It has been pretty evident that over the past couple of years the credit cycle...
Hi everyone, My wife and I are would like to get some thoughts on our current scenario on how we could potentially overcome serviceability issues...
i was told to go straight to cba as with 2 payslips and full time employment they will give loans my son in law hasnt had 2 years consecutive...
We have land that was bought over 2.5 years ago, with the intention to build PPOR. We amended the plans and had approved by council, along with an...
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