Would it be more benefical to pay off my mortgage and then use equity as a down payment on an IP, or redraw the money on my mortgage to buy an IP?...
Hi Guys, I have a question, which may be a simple one or possibly I have to go back through my specific loan docs to get an accurate answer. What...
I'm interested in speaking to retirees who are / were sitting on equity their home that they wanted to release to either invest in other assets,...
Hi PropertyChatters! Say someone in Victoria has a discretionary trust with corporate trustee and loans that trust $1.0M cash at 0% interest...
Hi, I'm evaluating options to buy a new PPOR. One of the options is to use the equity of the existing PPOR (which will become an IP) as the...
'Unsure if this is the correct thread to post' I'm thinking of adding my name to title of my mum's house in order to use the equity to buy my...
Hi Everyone, I'd like to know if my scenario here is possible or does not cause any taxation issue: I'm planning to build another property after...
Hi all Have decided to refinance a couple IPs. Will be changing lenders and was wondering what the wait times are like in 2022. I understand...
All, first time poster here and a newbie to IP world . Appreciate if you can assist me with these scenarios. What'd be the best structure in my...
Hi guys question, I am refinacing my loan whilst topping up the new loan with equity. The application was done 6 months ago and the payout figure...
Hey everyone, Quick question, I have an investment property (Investment prop 1), and have already used it last year to extract equity to...
Hi PC community, just a general question for today. How often do people refinance with their existing lender or pursue a new loan arrangement...
A conversation with someone recently has me wondering about something. Someone lives in a PPOR and refinances the loan to pull out equity to...
Hi everyone I have a question which I thought I would post here before heading to the bank. My partner and I bought our first home together...
What would one do if they had exhausted all their equity and any savings dedicated to property and the most you could spend on another IP was...
Hi All , I heard that we can borrow equity on existing property with separate loan account. Don't have to pay repayments or interest until we use...
Hello, hope everyone is doing well. Curious on which path I should go with buying an investment property. Option A: I've released 400k equity...
for those who start, i just realised/discovered that you can buy a 2nd (3rd/4th) etc property, borrowing basically 104% without paying LMI. as...
I read most of the threads (even terry's ) before posting this. I've got more confusion as everyone's opinion is different on this topic. Story...
I am planning out my investment strategy and have got a rough goal to purchase 3-4 properties. I understand how to purchase the first one, but...
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