Hi all Have decided to refinance a couple IPs. Will be changing lenders and was wondering what the wait times are like in 2022. I understand...
All, first time poster here and a newbie to IP world . Appreciate if you can assist me with these scenarios. What'd be the best structure in my...
Hi guys question, I am refinacing my loan whilst topping up the new loan with equity. The application was done 6 months ago and the payout figure...
Hey everyone, Quick question, I have an investment property (Investment prop 1), and have already used it last year to extract equity to...
Hi PC community, just a general question for today. How often do people refinance with their existing lender or pursue a new loan arrangement...
A conversation with someone recently has me wondering about something. Someone lives in a PPOR and refinances the loan to pull out equity to...
Hi everyone I have a question which I thought I would post here before heading to the bank. My partner and I bought our first home together...
What would one do if they had exhausted all their equity and any savings dedicated to property and the most you could spend on another IP was...
Hi All , I heard that we can borrow equity on existing property with separate loan account. Don't have to pay repayments or interest until we use...
Hello, hope everyone is doing well. Curious on which path I should go with buying an investment property. Option A: I've released 400k equity...
for those who start, i just realised/discovered that you can buy a 2nd (3rd/4th) etc property, borrowing basically 104% without paying LMI. as...
I read most of the threads (even terry's ) before posting this. I've got more confusion as everyone's opinion is different on this topic. Story...
I am planning out my investment strategy and have got a rough goal to purchase 3-4 properties. I understand how to purchase the first one, but...
Hi PC, I am looking at purchasing my next IP (viewing tomorrow) and plan to use cash which is offsetting my PPOR (via re-draw) for the purchase....
Hi Guys, I've got a PPOR which has over $100,000 "usable equity". And I've asked my broker for this equity extraction ( for investment property...
Hi team just wondering what are the pro’s and con’s on using equity first before savings or vice versa. Currently have 250k in an offset reducing...
I've seen people do clever things like buy a property, add a door to dining room/second living space to create a bedroom, and pull out a good...
My current situation: I am currently building a new home, with expected completion in April next year I have a 4yr fixed rate loan on the loan...
Currently have a ip loan for approximately $370,000 in fixed rate that will finish on 1/4/22. Current rate is 2.59%. Value of ip is approximately...
Hi all, Hoping to get your feedback on how best to set-up my loan structure for releasing equity from my IP to most likely use on a PPOR....
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