Hi y'all Can anyone please give me advice? When using equity released from Investment property 1 to purchase in cash a new investment property -...
Hi, I recently refinanced my IP with different bank and got first ever equity release. Currently the structure is like that: • IO Loan $520K...
Although it seems pretty straightforward and all loan related websites says you can use equity as a deposit, a broker I'm speaking to says that I...
I'm in a situation where I have bought a motel FH but the loan is secured against the land component and my investment property. I am planning to...
Hi All, I have an IP which has been + geared for a while, with about 90k owing on total value of 450k approx. The rate isn't great and the...
Hi, My parents owns house and it has equity of $167k. They are bit old and they are not interested to sell or making investment using equity they...
Hoping for advice.... I own my PPOR outright valued at 670K. I have no intention of selling this house (good hinterland area, future growth,...
Just wondering if this is something you should constantly be assessing due to current lending criteria and different rates offered?
I am hoping to run a strategy by you and I am keen for any feedback (especially on practicalities that I might have missed while focusing on...
Good morning! I have a question please. A while back we too an equity release loan, secured to our primary place of residence. We used this loan...
I have a fully used equity loan that has an offset account against it. The loan was redrawn down as needed into the empty offset, and investment...
Hi, I am renting at the moment and have an IP that say has $400k left on the loan and $100k of equity built up. If I want to buy a PPOR, my...
Short version: How do you know how much equity to release from PPOR for an IP purchase? Are there any problems with borrowing too much and then...
Guys have been thinking about this for a while.. Would love to have a monthly meetup of some sort.. very informal kinda stuff with fellow...
Part 1. Our property in NZ is being rented and positively geared We are recently arrived and have full-time jobs in Sydney.We wish to enter the...
Hi everyone, First time poster here. I have plenty of questions for my own investment portfolio which I'll ask in the future, but for now I have...
Hi team I’ve a house in Broadmeadows Vic, on a smallish block 380m2 (original house in subdivision - corner block) Hasn’t been an A grade...
I am a little confused around equity home loans. Hope you can help me. I would like to take an equity loan to purchase an investment property...
Hi fellow PCians, I am currently an O/O who bought at the market peak in late 2021. :( $630k PPOR + $40k spent on bathroom/toilet reno and...
Many borrows like to think they will get a loan approval just because they have equity. But equity in itself does not impact serviceability for...
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