I've seen people do clever things like buy a property, add a door to dining room/second living space to create a bedroom, and pull out a good...
My current situation: I am currently building a new home, with expected completion in April next year I have a 4yr fixed rate loan on the loan...
Currently have a ip loan for approximately $370,000 in fixed rate that will finish on 1/4/22. Current rate is 2.59%. Value of ip is approximately...
Hi all, Hoping to get your feedback on how best to set-up my loan structure for releasing equity from my IP to most likely use on a PPOR....
Hi Folks, I need some guidance or comments on whether this can be done or illegal according to the tax ruling? Using the subdivided block on my...
Hi all, I'm looking to do access equity via a separate loan split secured by my fully offset PPOR ala Terryw ideal loan structure :) 1. What...
Hello All, Will lenders lend up to 80% of a property's value if a rural property like residential or is it more like 60-70%? I have a family...
Hi all, I purchaed an investment property in QLD back in 2016 using equity in my PPOR for the deposit and purchaisng costs. This created a new...
Hi All, I've got a deposit of $180,000 + change and was considering putting it towards a commercial property but factoring in the 30% deposit...
With the growth and development expected in Western Sydney due to the Western Sydney Airport, do you think it is worth buying an existing house...
Any PIA experts in here ;)? I have worked through the user guides, but have not been able to figure out how to correctly record equity release...
Hey guys, I've got a bit of a dilemma on my hands and hoping for some advice please. My partner and I have 2 IP and our PPOR . Equity is quite...
Gday legends, I'm hoping someone can share some a little bit of knowledge about the financial side of administering an equity release. My...
‘Useable Equity’ is a loose term used to describe how much you could potentially borrow against a property that usually has other loans secured...
So I'm in the process of buying an IP at the moment. I have applied for two loans - equity release from my PPOR for the deposit 20% and an...
I am with nab and am disappointed with the way their service has been lately. I want to access equity but they are giving me a petty valuation,...
I would really appreciate some advice on my property investment strategy. I am thinking of buying a property that is priced at about 90 % of the...
I am about to a buy a PPOR property, which is being paid for by a home loan and a $400K deposit. The home loan is probably close to the ceiling...
Hi all. Was hoping for some advise. Currently have mortgage on PPOR with equity of 270k. Repayments are 180 per week. My combined income is 1900...
Say you buy a PPOR for 1m, bank is only willing to lend you 700k. Is is a benefit is using 100k equity from an IP and 200k cash, vs just 300k...
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