Hi all, I'd like to know if there is a commonly accepted/standard rate for the deposit money people pay when signing the contract and when it...
Hi all, I am going to see my mortgage broker later this week but I would like to know some facts before I see the broker 1) Deposit: I read...
Hi all, So I've recently signed a contract to buy a first home. I've got the 20% deposit and recently my parents told me that they are happy to...
Hi All, having a theoretical discussion at the moment. This is in regards to purchasing a block of land and building a house on it and having...
Hi everyone, I have 2 x IP's. And currently have about $50K in an offset account. The first IP I used equity to finance the second IP. A split...
Hi Folks, I'm looking to buy commercial property for mixed use in 2021, can anyone confirm what % deposit I would need and what interest rates I...
Hi Guys, I'm researching my next IP, a reno/flip and would like to use equity in my PPOR to lessen my cash deposit so I can keep more in my...
Hi all, I'm looking to get pre-approval for both borrowing against an existing IP for a deposit, and using that to purchase a new IP. I've read...
I am about to sign a contract for a purchase of a property in QLD, however I want to understand the process of deposit and when it is forfeited....
Hi All, Bit of a fundamental question here, but one I am stuck on. For OO loan, how is the value of your deposit taken into account when...
Hey if any brokers can please clarify. I've got a brain blank with this one. We have a block of land, worth around 170K, the loan on this is 130K...
Second home buyer, sold first house years ago .. is there any Perth wa companies that will take just 5% deposit and take either lmi or settlement...
Hey everyone, so have been on PC and SS for awhile, but first thread I've started (happy for mods to move it if this isn't the right area). I am...
Hi what is everyone’s view regarding parking all your offset to a high interest instead. For example la Trobe pays 5.05% but I’m saving 4%...
Hi everyone, How widely accepted are deposit bonds by vendors? I am in a situation where I am borrowing 95% so I won't be able to cough up a 10%...
Using the median price to determine the caps seems a bit strange to me, would have liked to see a flat rate, also looks like it will be more...
My partner and I have been looking at purchasing a townhouse in Melbourne’s inner northern/eastern suburbs in the price range of $600-750k,...
We really need some advice. We bought a block of unregistered land 2 years ago in rouse hill for 585000 (near Rouse road). Our solicitor informed...
My partner and I want to buy our first home 50/50. We’ve decided that we want seperate loans for a number of reasons. I have a lot of money saved...
First homebuyers' scheme: who gets it and will it work? – explainer The Coalition has promised to help 10,000 first homebuyers into the market by...
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