Hi All, I'm a Male, 31, currently jointly own a PPOR with my partner worth $1.5m with loan of $1.1m (P&I). We have around $20k in our offset...
Death allows for many strategies to be employed. Instead of paying off loans on properties they can be left in place to allow for debt recycling...
Hi guys, I am considering starting some debt recycling next year and am considering structural options. What is the minimum value of shares to...
In my law firm I advise on debt recycling and come up with a common misunderstanding on a loan issue. This is the amount available to redraw when...
@Terry_w - looking to understand and apply your various strategies and I'm not sure I understand Strategy: Buying Investment Properties in 1 name...
So I've spent a lot of time recently on here reading up, in particular all of Terryw's tips and strategies. They are incredible and I haven't...
Hi All, I'm working to re-finance current loan and set up a debt recycling strategy and have read through lots of the forum , re using AMP Master...
I recently withdrew $10K from my redraw from my PPOR loan. The redraw money went in to an empty (balance $0) account and then in to my commsec...
Active Debt recycling, is an often misunderstood and misquoted strategy. Clients have commented that the below simple explanation helped the get...
I have been lurking for some time really enjoying the reading especially Terry's tips - thanks Terry! Finally created an account as I'm hoping to...
Hi All, I have been reading a lot regarding Debt Recycling strategy. Here is my situation PPOR loan - 230k (P+I, 3.5%) Offset account linked to...
Hi All, I have been reading a lot regarding Debt Recycling strategy. I need your expert advice on my situation PPOR loan - 230k (P+I, 3.5%)...
Hi all, Appreciate opinions as to the deductibility of interest under the following DR scenario: - Create split from ppor loan, deposit cash into...
Strictly speaking, borrowing to invest is a different strategy to debt recycling. Borrowing to invest could incorporate debt recycling, but it...
Hi guys, Long time lurker first time poster. I've been analysing and improving our financial situation for the past 6 months thanks to reading...
The 2 broad methods of Debt Recycling Debt recycling is the conversion of ‘bad debt’ into ‘good debt’. See What is ‘Debt Recycling’? – The...
Some people have carried forward capital losses. These losses can usually be carried forward until the taxpayer has a capital gain which can ‘soak...
This strategy is simple yet often overlooked. Strategy: When buying a new main residence borrow 80% to acquire it, whether you need to or not....
Hi guys, Been reading about paying down PPOR debt (non deductible debt) VS investing (debt recycling) and turning that non-deductible debt into...
Hi all, After some feedback on my strategy. Particularly from those who have done something similar. Here are the details: Current PPOR loan:...
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