A discretionary trust with negative income means the loss is trapped in the trust and any franking credits attached to share dividends will be...
Can someone sell existing shares that they own and then debt recycle to buy them back and claim the interest? Example Homer holds $100,000...
Most people would assume that there is no point in debt recycling an investment loan where the interest is already deductible. But it could be a...
Hi, been reading up on debt recycling on here and all over the web, crunched some of the numbers and to me it makes perfect sense for paying off...
I know quite a few people advocate for debt recycling. However, in our current economic climate - where the interest rate on the investment loan...
Sold IP but not sure how to effectively pay out the loan and optimise debt recycling. I sold IP 1. Original purchase price was $250k I borrowed...
Hi all, am after a bit of insight please. We our currently travelling and looking at relocating to Qld where we will trial the area first by...
Hi all, Just wanted to introduce myself and seek some advice on strategy. Justin from Brisbane and new to the investment world. I’ve been...
If you get a new loan and use it to pay deductible interest, is interest on the new loan deductible? Eg. If you have a rental property with loan...
Hello there, Recently split a 500k loan to 100k and 400k. Took out 20k from the 100k split and moved it to a account that has other cash in...
Are there any tax issues drawing down a loan in stages? Drawing down in stages will create a mixed loan, even where the same asset is purchased,...
Hi all, When looking at debt recycling it seems that AMP Professional Package and Macquarie Offset are the two best offerings. Comparing the two...
Hi guys, Few questions I have had in regards to some practical assets of debt recycling 1) When debt recycling, i understand if you paydown a...
Hi all, newbie in debt recycling here. Just wanna clarify the actual operation in order to achieve debt recycling. My situation Home loan...
Curious what the common bank lenders allow in terms of number of loan splits on a new refinance application, is there a maximum? What about the...
Hi I just recently refinanced and have set up my loans ready for debt recycling. Say the set up is below: Initial setup: Loan 1 : $50k (PPOR...
Hi all, Asking this for a friend regarding debt recycling as he asked for my inputs and I want to give him the correct opinion. He wants to do...
I had my PPOR loan (let's say $1m) with ANZ then switched to AMP. At the time I had 2 loan splits - $750k non-deductible and $250k that I paid...
What features are required on the loan to allow for debt recycling? Say you have 2m loan and 500k cash You have a split P&I loan 1.5m fixed 500k...
Hi guys, This question might have been answered before, however, I couldn't find the direct answer, so thought I better put it in a separate...
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