I had my PPOR loan (let's say $1m) with ANZ then switched to AMP. At the time I had 2 loan splits - $750k non-deductible and $250k that I paid...
What features are required on the loan to allow for debt recycling? Say you have 2m loan and 500k cash You have a split P&I loan 1.5m fixed 500k...
Hi guys, This question might have been answered before, however, I couldn't find the direct answer, so thought I better put it in a separate...
A couple of recent guides I've seen out there The Most Exhaustive and Comprehensive Guide to Debt Recycling The Firenance Guy The Ultimate...
Hi, Need advice from the experienced and helpful people here. I understand that I have to seek professional advice but I appreciate the advice...
Tax Tip 367: Borrowing and Onlending Money to yourself as Trustee and Tax At law a person cannot contract with themselves. This is the case even...
Hi folks, Well I am going to seek tax advise on my question but I'd like to check if my situation makes sense to you and see if I am posing the...
Hi all, I have a purely fictitious example that I would love to get some thought on from the many experts on this forum. Nothing discussed here...
Hi, I'm a First Home Buyer actively in the market looking to buy our first PPOR. We have our Suncorp pre-approval ready and plan to go to an...
Hi All, First post - looking for some ideas on how you might proceed if you were in my situation. Stats: Age: Me 33, Wife 33. Salary: Me $130k +...
Hi All, After reading the goldmine of information on this site regarding debt recycling, I am slowly getting my head around things. This is...
Hi I am planning to refinance and seriously considering AMP as I plan to implement debt recycling. I would like to get your views if the below...
Hi guys, I am currently trying to understand the benefits between paying down a PPOR mortgage where the interest on loan is not deductible vs....
Wondering why this is a silly strategy as I've never seen it mentioned. Say you have some loan splits for your PPOR @ OO rates of 2%. And you...
Reading more and more about debt recycling has made me even more curious. Say $1m P&I loan with CBA, 30% var (300k), 70% fix for 2 years (700k) on...
Planning to set up a DR strategy with my PPOR and a LOC (master limit). But looking at integrating under an existing discretionary trust with...
Hi Team, I'm refinancing my PPOR and getting another 50k in the process. I buy shares on a regular basis and may want to pay down my car debt...
Hi, Just wanted to check whether this was the case, but our current PPOR is under both my name and my wife as joint tenants. We intend to...
I haven't seen this come up, but assuming there's a simple explanation: If you own a PPOR 50-50 with your spouse. And debt recycle 100k to invest...
Some think debt recycling is risky. But they are confusing investing and debt recycling. Investing can be risky – no doubt about that. But if you...
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