The 2 broad methods of Debt Recycling Debt recycling is the conversion of ‘bad debt’ into ‘good debt’. See What is ‘Debt Recycling’? – The...
Some people have carried forward capital losses. These losses can usually be carried forward until the taxpayer has a capital gain which can ‘soak...
This strategy is simple yet often overlooked. Strategy: When buying a new main residence borrow 80% to acquire it, whether you need to or not....
Hi guys, Been reading about paying down PPOR debt (non deductible debt) VS investing (debt recycling) and turning that non-deductible debt into...
Hi all, After some feedback on my strategy. Particularly from those who have done something similar. Here are the details: Current PPOR loan:...
Hi all, Before I waste a brokers time with a full application I thought I'd ask if a refinance is possible. The situation is: PPOR = paid 750k in...
Hi taxperts :) Being self employed i need to pay my own super. Because strictly speaking this is an income producing investment, can i debt...
I'm looking into using a some of the equity in our PPoR to acquire a LOC loan, in order to set up a debt recycling strategy (as per Peter...
Looking ahead, my IP loan is up for refinancing in about a year's time and I plan to move in and negotiate for OO rates. Will look to reduce the...
Hi all, I am 29 and currently constructing a new home. Once it is finished, I estimate that it will be in the $750-$800k ballpark. Mortgage is...
So here's the story: As many in this forum I had some luck, with my Sydney PPOR growing in value in the past 5 years. The property was revalued...
I occasionally encounter those who use borrowed $$ to buy shares. There is a debt recycling strategy that can be maintained in some cases that can...
Morning all, Big fan of this site! i wish i found it a lot sooner. Would love to get some input on my particular circumstance surrounding a...
Hi All, I’m in the process of buying and was talking to someone who clue’ d me in a bit on debt recycling, this is now something I want to do. I...
Incorporating a Trust into a Strategy Recycling Debt It is possible to incorporate a discretionary trust in a strategy of recycling debt. This...
Recycling Debt Strategy when there is no Non-Deductible Debt Recycling Debt involves the conversion of bad debt into good debt. Bad debt is...
I've been mulling over this idea in the back of my head. Everyone knows that investor IO rates are now quite aggressive, encouraging us to switch...
A possible future is to move into an IP as PPOR, and either sell of change the PPOR into an IP. Now if the old PPOR is sold, then doing debt...
I dont have one yet. So I am looking to learn how others here do it. What is your debt recycling strategy ? Or what are the strategies you have...
Hi guys, I understand the concept of debt recycling when you have a PPoR, highlighted by the way Thornhill presents it in his Motivated Money...
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