Hi all I’m looking to refinance my PPOR for debt recycling purposes as I want to put my offset funds into shares. Current loan is ~$242K, I...
There are probably a lot more to consider but 3 of the main things that I see are a) Break Costs If you fixed at the wrong time you would be...
Yesterday I came across someone who did some debt recycling before taking advice. He had inadvertently reduced the amount of tax he could claim...
Hi all, I've never debt recycled before, and want to ensure I'm on the right track here. I'm planning on splitting my $950k PPOR loan into...
Okay so I have been lurking on here for a while and can't seem to find a conclusive answer. Even TR 2000/2 doesn't give me a clear answer on this....
I'm about to setup debt recycling to purchase shares, but just planning ahead to the future, how would I maintain debt recycling and the tax...
I currently have a PPOR debt of $950k and I've checked with my bank (Firstmac) who allow me to split loans for a fee of only $100 per application...
Hi all, Newbie here so please be gentle... I intend to convert my PPOR to IP in the next few months so I'm trying to figure out how to structure...
We drew some equity ($400k) from our PPOR to purchase 2 investment properties a few years ago. Now we are looking at moving to another bank which...
So I have a PPOR with the loan split into 5 parts. Some of these are small 50k splits I had set up to use for granny flats initially on some IP's...
All PC.com is amazing , great site & content . Me , newbie here , can some one help with debt recycling please . absolutely zero knowledge , so...
I am looking at investing in vanguard sometime in the near future(15-20k worth atm) I also have a personal loan (just over 14k) that I got a few...
Our fixed loan for our PPOR is about to end and we are able to access some equity based on the new valuation. We are now looking to refinance to a...
Hi I'm new here - a bit about me ... from Sydney, started investing 5 years ago, have 5 IPs, and have been quiet recently while going through life...
Hi all, I am aware that I may be in the process of asking how long is a piece of string but I am going to ask it anyway. How early (time, dollar...
Just following the announcement today that several of the banks are offering 3 to 6 months repayment holidays due to coronavirus for residential...
Hi all, We have been exploring the DR strategy and have some things we don't quite understand around shifting funds and setting up correctly. If...
Has anyone used the St George Flexible Choice loan for debt recycling? I have been approved for a PPOR loan through them and would like to hear if...
Hi, I have a PPOR which we are considering incorporating a Debt Recycling strategy. We are not sure how long we will be staying at our PPOR...
Howdy. I have a small loan that I made out of converted equity on my PPOR. The original idea was to use this for debt recycling but I had to use...
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