Hi all, When looking at debt recycling it seems that AMP Professional Package and Macquarie Offset are the two best offerings. Comparing the two...
Hi guys, Few questions I have had in regards to some practical assets of debt recycling 1) When debt recycling, i understand if you paydown a...
Hi all, newbie in debt recycling here. Just wanna clarify the actual operation in order to achieve debt recycling. My situation Home loan...
Curious what the common bank lenders allow in terms of number of loan splits on a new refinance application, is there a maximum? What about the...
Hi I just recently refinanced and have set up my loans ready for debt recycling. Say the set up is below: Initial setup: Loan 1 : $50k (PPOR...
Hi all, Asking this for a friend regarding debt recycling as he asked for my inputs and I want to give him the correct opinion. He wants to do...
I had my PPOR loan (let's say $1m) with ANZ then switched to AMP. At the time I had 2 loan splits - $750k non-deductible and $250k that I paid...
What features are required on the loan to allow for debt recycling? Say you have 2m loan and 500k cash You have a split P&I loan 1.5m fixed 500k...
Hi guys, This question might have been answered before, however, I couldn't find the direct answer, so thought I better put it in a separate...
A couple of recent guides I've seen out there The Most Exhaustive and Comprehensive Guide to Debt Recycling The Firenance Guy The Ultimate...
Hi, Need advice from the experienced and helpful people here. I understand that I have to seek professional advice but I appreciate the advice...
Tax Tip 367: Borrowing and Onlending Money to yourself as Trustee and Tax At law a person cannot contract with themselves. This is the case even...
Hi folks, Well I am going to seek tax advise on my question but I'd like to check if my situation makes sense to you and see if I am posing the...
Hi all, I have a purely fictitious example that I would love to get some thought on from the many experts on this forum. Nothing discussed here...
Hi, I'm a First Home Buyer actively in the market looking to buy our first PPOR. We have our Suncorp pre-approval ready and plan to go to an...
Hi All, First post - looking for some ideas on how you might proceed if you were in my situation. Stats: Age: Me 33, Wife 33. Salary: Me $130k +...
Hi All, After reading the goldmine of information on this site regarding debt recycling, I am slowly getting my head around things. This is...
Hi I am planning to refinance and seriously considering AMP as I plan to implement debt recycling. I would like to get your views if the below...
Hi guys, I am currently trying to understand the benefits between paying down a PPOR mortgage where the interest on loan is not deductible vs....
Wondering why this is a silly strategy as I've never seen it mentioned. Say you have some loan splits for your PPOR @ OO rates of 2%. And you...
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