When debt recycling with small amounts it is easy to end up with a mixed loan due to the fact that the minimum loan size being higher than the...
Hi, After reading virtually all posts on this topic, I am still a bit confused on how to implement Debt recycle strategy on a monthly/quarterly...
Long time lurker, first time poster. My question relates to implementing debt recycling in a family trust. Private Assets PPOR: 500k Home loan...
I'm looking at kicking off debt recycling and have split my home loan in two ready for this (note: not planning to leverage, only recycle). I...
G'day all, Firstly I'd like to thank everyone on this great forum, the resources and comments are invaluable! I am in the process of refinancing...
Hi I have a couple of loans with CBA and quite happy with them. Is it possible to refinance with the same bank just on increase the loan term...
Am looking at a Investment Property and having talked to my bank and Mortgage broker as well and looking for the ideal Loan structure.I'm in a...
If I have an equity release which is a separate loan and half has been used to buy an investment property. I would like to use the other half to...
Hi all I’m looking to refinance my PPOR for debt recycling purposes as I want to put my offset funds into shares. Current loan is ~$242K, I...
There are probably a lot more to consider but 3 of the main things that I see are a) Break Costs If you fixed at the wrong time you would be...
Yesterday I came across someone who did some debt recycling before taking advice. He had inadvertently reduced the amount of tax he could claim...
Hi all, I've never debt recycled before, and want to ensure I'm on the right track here. I'm planning on splitting my $950k PPOR loan into...
Okay so I have been lurking on here for a while and can't seem to find a conclusive answer. Even TR 2000/2 doesn't give me a clear answer on this....
I'm about to setup debt recycling to purchase shares, but just planning ahead to the future, how would I maintain debt recycling and the tax...
I currently have a PPOR debt of $950k and I've checked with my bank (Firstmac) who allow me to split loans for a fee of only $100 per application...
Hi all, Newbie here so please be gentle... I intend to convert my PPOR to IP in the next few months so I'm trying to figure out how to structure...
We drew some equity ($400k) from our PPOR to purchase 2 investment properties a few years ago. Now we are looking at moving to another bank which...
So I have a PPOR with the loan split into 5 parts. Some of these are small 50k splits I had set up to use for granny flats initially on some IP's...
All PC.com is amazing , great site & content . Me , newbie here , can some one help with debt recycling please . absolutely zero knowledge , so...
I am looking at investing in vanguard sometime in the near future(15-20k worth atm) I also have a personal loan (just over 14k) that I got a few...
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