I know cross collateralisation is seen as not a good thing to do, generally speaking but I'm wondering whether or not it's an option that might be...
Some people buy and settle on a property using loans where the securities are crossed. They may think that this cannot be changed where the LVR of...
Hi guys, very long time lurker and always appreciative of the insight and info here. I am about to convert PPOR into IP and purchase a new PPOR....
Hi, Currently have a PPOR with around 50% LVR based on today's valuation. $400k remaining on $800k valuation. Now I am wanting to buy a new PPOR...
Yes, you should still be able to uncross collateralise securities on a loan while the loan is fixed and without breaking the loan. This doesn’t...
Generally, the word on the investment street is to avoid cross collateralising securities for loans. This is generally a good position to take....
Cross collateralizing loan securities refers to using more than one security to secure one loan. Generally, a crossed loan will have 2 securities,...
Cross Collaterise? Only one reason why, the most important reason for any property investor. To get the lowest interest rate possible. It's one...
John and Sarah are looking to buy their first family home/PPOR. John is the breadwinner and Sarah is a stay at home mom with no income for the...
As described last time, see Loan Tip: What is Cross Collateralisation? , Cross Collateralisation is where more than 1 security is used for one...
Cross Collateralisation is where more than 1 security is used for one loan. Cross securitisation is another term for it – crossing collateral or...
Hypothetical proposition: say I want to refinance PPOR and one IP to ANZ and fix loans for two years. OO fixed rate is 2.19% and investment rate...
Legal Tip 240: Why is it safer to get all loans with a different lenders? Yesterday I read an article written by a non-lawyer who was claiming...
I would like to get some clarification on cross collaterising loans. Scenario: Property 1 ($1.5m) and Property 2 ($2m) are held as security Total...
Hi Property Chatters, I've had a good read of existing forum posts, but I'm still clueless. I'm sorry if this is a super obvious question. We...
Not having much reply from my broker so thought I'd ask here. Is there an easy way to tell from a mortgage preapproval document if the proposed...
Hey guys First timer here, and really new to the whole property game. I have a question that I've been tearing my hair out with. The situation...
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