Hi all, I'm curious to learn how a poor credit score would effect ones ability to borrow for a house. Would a score of sub 500 rule you out from...
Totally new to this but is credit score what lends look at when approving my loans ? If so, what is the best way to check the credit score without...
Just wondering how Credit Score Impacts Borrowing Ability? Let's say you have 6 people that are all equal except have a different credit score:...
At the moment I have a 10k credit card and another 6k credit card, and my wife has a secondary credit card (secondary account to my main 10k...
Hi PC, I recently did a loan with Firstmac with the intent of going 88% LVR. Their servicing calculator suggested that I could service the loan...
Where you live could determine if you can get a mortgage, with Australia's biggest credit scoring company now applying postcode data when...
Hi, Where can I find my credit score? There are a couple of online websites which are available however I would like a recommendation on the most...
I made the mistake of renewing my pre-appoval everytime it expired (4 times). I thought that it was a must to have this on hand if I wanted to...
We knew there was announcement around Mar/2020, all customers applying covid support like repayment pause will not impact your credit score. I...
Hello everyone, Recently opened up an account and forgot to deposit funds into. It charged me $5 account monthly fee yesterday and put the...
I just saw an advert for "getcreditscore" and thought I'd google it and see why it is free, who is providing the service. I've never looked at...
Repayment holidays won’t be treated as credit events: ABA - Mortgage Business ta rolf
Hi there, Just wondering what impact a 3 month loan deferral due to lack of rent from Resi tenants losing job would have on an application to...
Hi, I am trying to get my head around with credit enquiries, credit check, veda1.1, credit score, comprehensive credit score, soft access, hard...
I assume some people have multiple credit cards like myself but usually only use one of them for most purchases. The other cards are for specific...
Hi All We have engaged a specialist team to look after this area as a division of Certus Legal Group. There are quite a few dodgy non legal firms...
Hi all, Not sure if the title accurately states what I'm tying to find out, so hopefully this makes sense.. Does it make any difference who's...
Got a shock today when credit score went down 50 points despite not having any hits for 15 months. Disappointing as I had been waiting for credit...
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