years ago, every used to put down $5000, or conveniently omit certain credit cards due to credit reporting back then, Now that we have CCR, things...
Hi guys, I had talked to a mortgage broker on a chance meeting asked him how to position myself better for a home loan. I told him I had few...
The newest thing to grab the regulators attention is credit cards. Well it's not actually new, but it's starting to look like it's actually...
I assume some people have multiple credit cards like myself but usually only use one of them for most purchases. The other cards are for specific...
Thought this would be frivolous and fun. Any specific reason why you use a particular card.... benefits? I have 2 credit cards AMX and Virgin...
When you apply for a credit card is it the same assessment for serviceability as when you apply for a mortgage? In a case where you have exceeded...
OK. So this is for my friend. Not me I swear!!! . If I had a default I wouldnt have been able to get a loan My friend had a dispute with...
I'm awaiting settlement on my first investment property and would appreciate if any finance wizards could point out any holes in my loan setup. I...
Do you still need credit cards? I have cut my up ! Going for home loans etc they dont look too kindly on Credit Cards and always reduce the loan...
Do you really need more than one credit card? Here's how to get rid of your debt and feel the stress melt away. Keep up your credit card...
Hi, wondering if anyone would do this. Credit card offers 3% processing fees for 6 months 0% interest free repayment period. Say Take a balance...
How much bad(unsecured) debt do you have? Include loan limits not just current balance.
Hi folks, This is a bit of a basic question, but I've learned to rely on you all for good advice, so I hope you don't mind. My wife and I just...
Hi all, I am currently at the point where my buffer is low and have a job I need to tend to on one of my IP's. I can put the work on a credit...
Whats the best way to use a personal credit card to pay for property related expenses? currently i have a offset for personal money, and a offset...
I currently only have a no frills credit card which does not earn any points on spends. I went on a comparison website last night,and had a go of...
We received new credit cards which are active from tomorrow, but I need to have a whine. Why, oh why, in this modern day, do I have to call...
There's some pretty outstanding credit card offers right now (ANZ's 75k QFF points, Amex's 82.5k QFF points) and tempted to do a hit and run...
Hi all! I am trying to figure out what calculation I need to learn to be able to work out the above question. My example I have been given...
In Australia new credit laws have been introduced to force any websites advertising or comparing finance products, including credit cards to abide...
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