For some reason some owners of property end up as guarantors for the loan rather than actual borrowers. See a recent poster with this structure....
The 'unexpected' 2023 Sydney Property Boom is over. From here, price growth will likely stabilise in coming months. On the back of a 10% increase...
What If I plan to offer a property, which is 10-20k above the bank pre-approved loan. Will it be a problem for final loan? PS: I can pay cash...
It has generally been thought that interest incurred while constructing a residential investment property was no longer deductible since the...
Hello everyone, I would like to share my current situation and seek some advice or suggestions from the readers. Here are the details of my...
My serviceability is about to run out after my next investment property, so I've been watching some content on what finance strategies people are...
On the back of rising interest rates, your borrowing capacity will fall materially in coming months. Lending market changes often foreshadow...
Hi PC community, thanks as always for the high quality insight posts, comments etc. Really enjoy reading them and learning more about property...
Hi All, I am considering to create a company where I will be the director, and in which I will use to provide my service. Based on my research,...
Hi PC community, just a general question for today. How often do people refinance with their existing lender or pursue a new loan arrangement...
Someone might have contracted to sell a property and get a loan approval for the next one before the settlement of the sale. When this happens it...
Loan Tip: The Risk of Buying at Auction When buying at auction you are generally locked into a binding contract, if you are the winning bidder,...
Some people get asked to be a director of a company and do so without thinking what can happen when applying for loans. If you are a director you...
Hi all, Happy New Year! Wondering if anyone can recommend a good mortgage broker? Background of my situation in case it helps with finding a...
When applying for loans lenders will want to avoid lending to people who they think might struggle in repayment of their loans. They often ask for...
It is possible to use cash as security for a loan. This may sound crazy – you would need to put an amount equivalent to the loan into a term...
The markets in Australia are red hot at the moment. The demand for property is pushing up prices with the average price in Sydney jumping...
My partner and I are looking to buy our first PPOR. I have quite high debt as I currently have a few IP. So banks will really only be looking at...
‘Useable Equity’ is a loose term used to describe how much you could potentially borrow against a property that usually has other loans secured...
How does funding of very large portfolios work? Eg the Steve McKnights and Nathan Birch’s? I would have thought that lending criteria wouldn’t...
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