The amount you can borrow has fallen by over 30% in the last 2 years. 2024-2025 will reverse this trend where borrowing powers rise again, likely...
Happy Australia day everybody. Just wanted to know if there was a rough calculation on increasing borrowing power? I vaguely remember post royal...
Hi all, I am about to purchase my 3rd investment property. My HECS payments are $455/month, although with rental income my HECS payment would be...
Hi all, Looking for some advice on my current situation. I am currently about to go through the process of gaining pre approval on an investment...
Hi all, Happy Australia Day ! Hoping I can get some advice and tips on how I can work towards my 3rd property ! Once we are able to generate more...
Many lenders restrict lending where the borrower will be more than 75 years of age during the loan term. Since most property loan terms are 30...
I have two IPs and looking to purchase a third but Big 4 bank manager said "no". Combined loan value $1.95m Combined property value $3.5m Monthly...
Hi all, first time poster, second time (to-be!) investor. I’m about to get a pre-approval for the second IP. Now I’ve recently moved in with my...
Hi everyone! I'm a first time investor in my mid 20s and I recently discovered this forum. Since then I've spent a great deal of time reading...
Hi all My partner and I bought in joint names last year, current PPOR is an IO loan using the extra funds to renovate. In 2 years renos will be...
Keen to hear some pointers/advice from the experts on this forum so I can approach the right advisers. Between spouse and I, we have a couple...
My broker tells me that borrowing power is considerably reduced, with ANZ at least, because of a couple of local IPs that I manage personally. He...
Most investors have the goal of increasing wealth and financial security. In the current investing climate, many investors are beginning to find...
Will the changes APRA have made to lending force you to deleverage your portfolio? This is a question investors should be considering, as lending...
Below is a visual representation of how lending to property investors work today and the key results (note some of this may have been seen in...
A Serious Question (although it sounds stupid).. Would the bank (or financial institution) lend you 100% of the money to develop a block of land...
The purpose of this post is to illustrate differences in serviceability calculators between lenders, and how property investors can use these...
Rental yield is one of the main ways investors can generate a return on their investment. The return profile is an important factor to consider...
Hi all Myself and my partner have saved up roughly around $350K, no PPOR or investment properties and no debt. Couple of credit cards ~15K but...
The purpose of this post is to outline how different banks determine your borrowing capacity in 2017. How do lenders calculate your...
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