Happy Australia day everybody. Just wanted to know if there was a rough calculation on increasing borrowing power? I vaguely remember post royal...
Talked to a mortgage broker today about buying an investment property (first home). Income: 91k pa before tax My current rent per week for place...
We talk a lot on here about incomes and borrowing capacity. One issue that has always crossed my mind is many of those with high incomes...
Hi, heard an interesting advice from a investor with over 20 investments. To purchase properties under company/trust structure, and you, as...
Hi, Love reading all the advice on here but first time posting. Wondering whether to rentvest then covert to PPOR as a way to get the house i...
Hi all, Sorry for the dumb question, but I have been wondering hard about how can the family have that much borrowing capacity ? (assuming they...
Hi, Was hoping some experts or those with experience can share some insights on potential approaches to be able to buy our dream property. We...
Situation Current savings of 200k (pending $40k deduction in the near-future for a family car) Salary 150k collectively gross (110k me 40k wife)....
My broker has told me that concessional super contributions will reduce my borrowing capacity. I found this quite surprising, can a broker confirm...
What would you people do in the current market hypothetically? Borrowing capacity 6 months ago has dropped by about 40% due to rate rises. Banks...
Hi everyone. My partner and I are living in our current PPOR (a small apartment) and considering the possibility of buying a house (maximum price...
Gday First time property investir here, looking to purchase first IP in the next few months. Do people tend to max out their borrowing capacity...
Hello All, Looking for a bit of advice. I am a self-employed investor who is wanting to understand how much I can borrow, however my situation...
Hello, we currently own PPOR with no mortgage (valued at $850k). Hoping to buy a new PPOR for around $1.4m. Our preference is to buy first and...
I thought I would test potential borrowing capacity once per month for a theoretical test couple so as to see how much they can potentially borrow...
I just ran a servicing calculator, our comparison calculator which is not entirely accurate, for a couple and thought I would post up the range of...
Hi, A question: My husband and I have an almost paid off PPOR (worth around 1.4 mil), and are looking to buy our first IP within the next few...
In recent years, Sydney & Melbourne median house prices have shown a close correlation to borrowing capacities. The more one can borrow, the...
Thought I'd ask this here rather than potentially wasting a mortgage broker's time. If it's difficult to answer this with the information provided...
Was wondering how easy or difficult it is to move loans between properties. Ie say you have enough equity built up across the portfolio that...
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