Was wondering how easy or difficult it is to move loans between properties. Ie say you have enough equity built up across the portfolio that...
Hi, Just wondering which lenders are best for assessing tax free income when working at a hospital/charity through salary packaging? As I work at...
Hi everyone, just a general Q for today. I have a client who received advice from a mortgage broker that she can directly rent her property to a...
Hi All, Long time lurker, first time poster. I'm currently self employed, currently earning around 70 - 80k per annum on my company. Looking...
Hi PCers, Looking for a bit of an indication on my borrowing power here. I'm looking to buy a PPOR in Sydney. My situation: -Returning expat...
Hi All, I am considering to create a company where I will be the director, and in which I will use to provide my service. Based on my research,...
Let's say you are pre-approved to borrow 500k with an interest rate of 2.5%. Then between pre-approval and full approval, due to an RBA rate...
Hi PC community, just a general question for today. How often do people refinance with their existing lender or pursue a new loan arrangement...
Hello, Just a question about my borrowing capacity and whether there are issues changing a house from IP to PPOR. My situation My mortgage...
I get many people tell me that they will be buying positive geared property, properties that pay for themselves, and they will want to buy many of...
If you are self managing your investment property, you might have some trouble in using the income for serviceability. This will result in a drop...
If you have a deposit, you can work out your maximum potential borrowing capacity subject to being able to service. In other words, how much can...
Hi all, 44yo male no dependents. Just sold PPOR hence cash. Zero debt. Work as a construction project manager pays payg 100k pa gross Additional...
Hi Everyone, I'm wondering if anyone knows of a broker or lender who specialises in loan applications for share traders? I would like to use the...
Hi all, What are current options to increase borrowing power to $5m. Say a household inc one of $250k gets about $2m borrowing power, what are...
Hi all, I have been playing with online borrowing power calculators for a while, just wondering how accurate these online ones are compared to...
If a trading company, eg building company, has a loan for a company vehicle and there was no personal guarantee from the director required for the...
Hi All, have lending criteria been tightened recently? seems like can’t get a decent loan given; 7% LVR on a $2.5m property 200k combined...
Hi All, I am in a bit of a situation with our unconditional approval and if you have any feedback it would be greatly appreciated! We received a...
Hi All, I learned from someone who is an experienced mortgage broker that if you borrow using Family Discretionary Trust using Corporate(Pty Ltd)...
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