Hi All, have lending criteria been tightened recently? seems like can’t get a decent loan given; 7% LVR on a $2.5m property 200k combined...
Hi All, I am in a bit of a situation with our unconditional approval and if you have any feedback it would be greatly appreciated! We received a...
Hi All, I learned from someone who is an experienced mortgage broker that if you borrow using Family Discretionary Trust using Corporate(Pty Ltd)...
Hi guys, just wondering if someone could give me an estimate of my borrowing capacity. Income: $200k PPOR: value $750k loan $230k IP 1 : value...
There is an interesting article on the ABC news website today. The bank asked a question they shouldn't have — and my pre-approval was withdrawn...
With house price growth approaching multi-decade highs, regulators are now planning reductions to overall borrowing capacities. We expect...
Hi Brainstrust, I have read about this previously however not too sure how true or accurate it is. Do some banks completely ignore existing...
Hey guys, I've got a bit of a dilemma on my hands and hoping for some advice please. My partner and I have 2 IP and our PPOR . Equity is quite...
Hi All, Compare to bank lenders in terms of borrowing capacity, do you know how much more we can borrow from a non bank lender in general? For...
Hi guys, I possibly am going to start receiving around 2000$ per month in my account from my employer, on top of my normal salary (Family...
Hi, I have 1 x OO and 1 x IP. I am looking to purchase IP2 and IP3. My borker informed me that my BC (Borrowing Capacity) for IP2 is as follows:...
Hi Guys Looking at purchasing my first IP. I have enough equity in my PPOR to finance a deposit. Just wondering whether there are any lenders...
Hi all, Finally I am here posting in this forum after hours and hours of reading :). First of all thanks to all for their insights, questions,...
I am posting for a friend who are not members here. I told them that this forum is very useful to clarify doubts rather than asking every dick Tom...
Loan Tip: Strategy for Borrowing with Nil Borrowing Capacity When you can’t borrow you can’t borrow! But you might be able to lend… This post...
Hi All Does anybody have a rule of thumb in this environment - for each $1k per annum of gross rent what does this equate to in terms of...
Can someone tell me what's wrong with maxing out your borrowing capacity now rather than later? For example, if my borrowing capcity is $800k and...
Hi all, My sister and I found an undervalued property that we're interested in to invest. I also have my own goal of getting an IP myself in 1-2...
I recently posted an article about valuation after renovation, and want to continue from that with the next step. I have an IP which has just...
Hello, Does anyone have a decent borrowing power calculator which in particular works well with giving an idea how existing borrowings will...
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