As the lockdown and pandemic drags on, the impact on most of us as investment property owners will also deepen. In our situation, we have a tenant...
Does anyone know whether the government has made any announcements for a deferral and reduction in land tax payments and income tax? Also , the...
I've been sent this clip today and I'm wondering if this is a bit of a conspiracy theory, or if there is any risk for those of us with cash...
Hi I see most bank have daily limits on how much money can be moved in a day between accounts. How does it work for big transactions like...
Hi all, I am a first home buyer looking to buy a joint PPOR with potential to become IP in the future. First and foremost, thanks to the...
HI, can we expect our Mortgage Broker to find us a good deal car loan, or do they just stick to housing loans. Any recommendations for...
We're about to review all of our loans and was wondering what people felt about their banks web sites. We're trying to simplify our set up as it...
Hi everyone, I've just finished Michael Yardney's most recent book and he mentioned something in there that caught my eye (paraphrasing):...
Apparently the banks are looking to absolve themselves of blame when someone takes on too much funding by shifting the blame to the Brokers. Now...
I would like to clarify who is normally asked to be guarantor of loans that are made through a corporate trustee? Director of corporate trustee:...
I thought I would share some insights and learnings from the many finance applications I have made to banks, and in particular, what practical...
I have been listening to some of the evidence from the Banking Royal Commission on YouTube. And in particular, there was some quite detailed...
Hi all I'm looking at refinancing to Macquaire or BOQ Both banks have come back with very similar offers Obviously if one had a better offer...
Hi, Was wondering if anyone out there has a template they have used previously to provide to a valuer prior to a bank valuation. One that...
Got this email from my broker today. As you are probably aware the lending landscape is changing rapidly, what was possible a month ago is now a...
Hi everyone, I am just trying to wrap my head around the different tiers of lenders and the pros and cons of a 1st tier vs 3rd tier, etc. Would...
Looks like its gonna be even harder to get loans now. Any brokers here get the email from the banks? Australia banks tighten mortgage checks amid...
I recently got a loan and went through the bank. My reasons for believing it is better go to the bank direct are: - no third party middle man - a...
I have learnt a lot from Somersoft and PC which are great forums and the audience is growing. Generally, people on here are looking at...
Dont you hate it when the bank is the one who rang you, and then they ask you half a dozen "security" questions" : your name, DOB, Address,...
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