I am wondering what amount the banks actually "add back" to income when they add back depreciation. Do they add back the whole cost of the...
Hi Everyone Will hopefully be picking up another IP this weekend at auction. With all the talk of rate increases recently I'm wondering what...
Ratings downgrade = increased borrowing costs = increased rates for customers? S&P downgrades banks on property crash risk [Ratings agency S&P...
just noticed my loan on my IP's have gone up to 5.10% with Commbank Can i change loan places without a fee ? Im sure if i shopped around i...
Just like to get an idea of what members think interest rates will do over the next few years please feel free to and a comment to explain your...
Be careful if you pay an ANZ card by BPay. I set up my BPay a long time ago, and didn't change the number when the card got changed (I had the...
What are the best investments in the eyes of banks/finance providers? If your close to the servicability edge what will the banks be more...
Hi all, I'm hoping to gain some visibility from people who currently have an ANZ variable investment property loan and/or from brokers who have...
So, Turnbull has shown what I think is feigned outrage at banks not passing on the rate cut yesterday, but today they have come out with a...
Hi, Last week the ANZ CEO of New Zealand, David Hisco, wrote an article saying he wants heavily increased LVR limits for property investors...
Does anyone here have loans with Greater Bank? Just want to see if anyone knows what they are like with equity releases and IO periods. From my...
Hi all, If I have an IO Loan where the interest is debited from the account on 30th June 2016, and then the funds are drawn from the linked...
We received new credit cards which are active from tomorrow, but I need to have a whine. Why, oh why, in this modern day, do I have to call...
hey team, Been advised banks consider up to 80% of residential rental income for serviceability, when applying for a loan. What do other asset...
Bankwest has raised around 0.14%, it was said the other banks will raise the rate soon, what do you reckon? did you guys get fixed rate or...
Apparently 60 minutes is doing a special on banks lending people too much money. And guess what: It's the banks fault that people decide to take...
ANZ`s credit department has been keeping me up at night stressing, with its sensitivity rate @ 7.75% and even up to 8% with my loans from the...
Hi All, With all the action on stock markets recently and what has been happening with oil & how many banks have a stake in oil via loans etc,...
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