I don't bank with them, and have no positive or negative experiences of my own in dealing with them, but reading this really put a smile on my...
Am considering putting an offer on a property, however I would like to get the bank valuation prior to signing a contract/ settling, to make sure...
Bank bashing is alive as well but shouldn't the people lying to the banks (even if this was encouraged by the broker) be also to blame instead of...
Hi Guys, Do any banks lend money based on assets and not so much income. I started flipping last year. I have just put a property on the market...
Hi all, Just a quick question. My PPOR is P&I currently and I have surplus funds in an offset account. If I move those funds to the loan with a...
Hi guys, Just wondering if this is legal. I refinanced my house a little while ago. The other day, I noticed 4K missing from my offset account...
Hi Guys, First time on here and was hoping i could get some advice. I've recently purchased my first house a few months ago and used my first...
There's a property going to auction in my area that has been repossessed by the bank. It's in really bad condition and barely leasable. The EPR is...
We have multiple IP loans with this bank, a serious loan portfolio and over 30 years good credit history. One of our loans is for $700,000, IO at...
I was just thinking, With the government guarantee of up to $250k if your bank goes under.. Where is the safest place to put large sums of money...
This might have come up before but I'm curious to know why people still use the big banks? I shifted a loan from NAB to CUA about three years ago...
The banks are going to implement this in their own way but any opinions on whether offset accounts with significant balances would be impacted?...
First time poster here and hope to learn a lot from these forums. My question is do I need a permanent job to get a home loan? Both my partner and...
With a construction loan, do I need to show the bank 10% of the total amount of house and land upfront, or just the land upfront and then can I...
Hello, I'm new to shares and have not really researched into the area, just curious how banks/lenders generally view shares and the dividends...
A margin call is a broker's demand on an investor using margin to deposit additional money or securities so that the margin account is brought up...
We won an auction on Saturday. Paid the deposit. Imo I think we paid market value for the property, if anything after further researching recently...
Hi all, Just looking for some advice regarding a situation where the bank has mistakenly entered a P&I instead of IO. The paperwork was for IO...
Hi all, I recently moved into one of my investment properties and informed my bank of this at the time. Long story short, it took them over 2...
Hi everyone would love some insight into what my best point of call is when it comes to investment. I have a significant large lump sum of...
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