About time APRA got back to business and not disrupting the lives of investors. Linky Will there be a rush of funds?
Most investors have the goal of increasing wealth and financial security. In the current investing climate, many investors are beginning to find...
Ten years ago, the biggest financial crisis in decades rocked the global economy. At its roots, the GFC begun with American borrowers getting...
Thursday, 15 February 2018 Update: The Australian Parliament passed the Financial Sector Legislation Amendment (Crisis Resolution Powers and Other...
The founder of one of the country's biggest property investment clubs says its 20,000 investors can't afford their mortgage repayments after the...
Will the changes APRA have made to lending force you to deleverage your portfolio? This is a question investors should be considering, as lending...
APRA is ‘uncomfortable’ about supervising non-banks - Mortgage Business Draw from this what you will, but it seems the APRA chairman is...
Below is a visual representation of how lending to property investors work today and the key results (note some of this may have been seen in...
The purpose of this post is to illustrate differences in serviceability calculators between lenders, and how property investors can use these...
Rental yield is one of the main ways investors can generate a return on their investment. The return profile is an important factor to consider...
No surprises with the LMI providers also bearing the brunt of regulatory changes Australia’s largest provider of lenders’ mortgage insurance...
I wanted to refinance my Bank Australia mortgages from variable IO to 2 year fixed P&I. Now I started doing this on the phone, but it seemed that...
The purpose of this post is to outline how different banks determine your borrowing capacity in 2017. How do lenders calculate your...
Great news today from APRA...
NAB extends crackdown on interest-only home loans
It was generally said and recommended 18-24 months ago that IO @ LVR 88% was the recommended sweet spot to manage the trade off between LMI and...
Assuming recent APRA tightening is geography agnostic, Inviting your opinions on how do you thing will recent serviceability and IO tightening...
Do you think it would be possible(realistic) for a person on $50,000 or less would be able to build a property portfolio in the current lending...
I recently changed PPOR loan to P&I to save the .25% of interest, I have over half of the loan in an offset. My monthly repayment went from $1200...
Some great discussion on the forums since the APRA reforms (e.g. @Eric Wu ("What happens when the Interest Only period expires on your investment...
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