@Big A have you read the Little Book of Common sense Investing? Highly recommend if you haven’t!
IMO.... outside of insurances the importance of a planner generally becomes more apparent based on: The closer you are to retirement The higher...
You can definitely utilise redraw in the Home loan but best to have the loan balance down to zero before redrawing. This enables a clear paper...
Agreed......and that there is the problem with leaving politicians and lawyers to make sweeping changes to industries they think they know a lot...
I think a lot of people are forgetting that trail is deferred upfront. Larger upfronts were originally in place yet were changed by the banks to...
Must be a strong public message being heard by both sides of government! Completely different positions now for both parties compared to...
Exactly my point. There are plenty of people who are dismissing Townsville as a place to invest based on this and other potential weather events...
I suppose only you can decide whether it’s worth the hassles. I bet the investors who bought post 1998 floods were happy when their investment...
So you’re saying Brisbane is a bad place to invest?
Each to their own of course. Everyone has their own risk profile. I am curious though, why would you factor in an even bigger flood? I’m not...
Although I'm sure there are inaccuracies in these models, we don't really have much else to go off. After all we only have a limited sample size....
Sure does. Definitely a big weather event but this event exceeded that by total rainfall and affected properties. I’m not sure of the 2009 event...
I’ve lived in Townsville my whole life and I can assure you this event was nothing like anything in living memory. I’m not even sure of the event...
I understand your predicament but if you did sell both the OO and INV properties you wouldn't even need a loan to service....
I think people are forgetting this is being called a 1 in 500 or 1 in 2000 year event. Not a 1 in 100 year event. Some areas had over 1800mm in...
Have you operated a business by any chance? As I'm sure you are aware there is a big difference between revenue and the money that ends up in the...
Agreed. I've found the easiest and quickest of deals takes approximately 10-15 hours these days.
Firstly there is plenty of businesses that pay employees based on revenue generated. It's called bonuses and commission. I can guarantee you that...
I don't believe there will be any backflips pre-election. Imagine if the goose had to backtrack on agreeing to implement all 76 recommendations....
It was a fantastic play by the CEO of the bank who has most to gain from the demise of the broker channel. The sad reality is that it appears the...
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