My submitted loans are assessed by the premium access team which could be the "platinum" segmentation your broker is speaking of. There is no real...
HSBC will release 25% of your existing loan balance without evidence. Is the reason why you wish to procure a loan from another lender for the...
I have seen this before and generally, the valuer puts down the property as unacceptable for rent. In their comments, they will state the...
In case anyone is interested, I later found out the reason why the customer didn't seek a construction loan with HSBC was because his previous...
Anyone who has been around long enough will remember HSBC exiting the market during the GFC and left customers high and dry... Call me cynical, I...
Refinance of the loan under one title and request new lender to provide consent for subdivision after settlement. The issue is the customer has...
Interesting conversation with a new customer who contacted me that his existing lender refused consent to produce titles for subdivision as he...
Even if you can service a refinance of your current loans, what will you do if the rates are 5%? What are your chances of refinancing when the...
ANZ approval letters include all loan splits, rates, terms etc. Also, as others have mentioned ANZ just look at aggregate lending when pricing....
Why not try St George Group as they are currently offering LMI discounts and only charging $1 up to 85%. First Home Rates are competitive with...
Usually they are fairly quick with this and only take around 2-3 days. The biggest wait is obtaining the pre-approval which can take 1 month. Once...
Internal credit decline are almost impossible to override. To be fair to the broker, it wouldn't be possible to know your internal credit score...
If you borrow between 80-85% they will charge you only $1 for LMI. Anything above 85% they will charge the normal premium.
Try St George/Bank of Melbourne. They are currently only charging $1 for LMI based on max LVR of 85%. Rates will be lower than loans.com too and...
I would suggest speaking to a broker as Terry mentioned LMI can very as well as rates. It appears you probably attended a CBA branch as they...
I know that if you are seeking a fixed rate at loan approval the interest only term and fixed needs to match. Post settlement I am not 100% sure.
I am pretty sure this is not the case with ANZ as the IO period needs to match the fixed rate period.
The rate is 2.89% after the package discount of 0.15%. You can see the rates online Home loan interest rates, mortgage rates - CommBank
ANZ serviceability is much better than a couple of years ago, however, they expense investment property expenses separate to basic which can be a...
Haven't seen CBA budging on discounting on the fixed rate since CBA dropped their fixed rates a few weeks ago. Also, lenders tend to offer better...
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