We “exist” in the same world but many people live in different worlds. Like Sackie said, he wasn’t born and decided himself to be this way. In...
Have had great experience with the team @ Sydney Law Firm & Immigration Agents | K&T Legal Have recommended to others on the forums who have had...
"Some people are so poor, so poor, so absolutely poor that all they have is money" [MEDIA]
Both PPOR and IP are secured against the IP loan. I spoke to my bank contact and they advised to remove cross collateralization I would have to...
The IP was purchased with the intentions of it being a inner city pad/future place for the kids (closer to unis) with the added benefit of a bit...
Hi guys, I am currently looking to refinance my PPOR and IP. OO residential loan: $77k P&I (100% offset) OO investment loan: $100k P&I (100%...
My wife and I are relatively frugal or "thrifty" when it comes to spending. Live in SW Sydney (reduced living costs) but wife earns a decent CBD...
Your situation sounds very uncannily similar to mine, heh. My wife is in a management role whereas my role is more administrative so I play...
So I failed to heed the OP's recommendations (busy personal period during the time of the tenant change over) and have run into minor maintenance...
The question needs context. The concept of affordability is all relative. Having grown up in Sydney (32yo) I would say Sydney is or has become...
“Beware of Destination Addicition - a preoccupation with the idea that happiness is in the next place, the next job and with the next partner....
The Marginal Utility Of Money
Quality of a kitchen sink tap. How solid vs how much flex it has :D
I reckon if they could implement a half decent/world class metro/rail system it would alleviate a lot of the demand of housing around the city...
Once you are satisfied financially/materialistically and feel the need to ask the question what now? Time to help others less fortunate. You need...
heh, my parents (Asian) sent me to tutoring throughout my school years. I ended up in a Western Sydney public high school (disadvantaged). My wife...
2 x credit cards: Mac bank ($10k I share with my wife) and AMEX ($10k). Generally, all our bills and everyday spending goes on the Mac card and...
My wife and I are relatively thrifty as well. We earn a decent combined income (she earns significantly more than I) but we live pretty simple...
The goal of life ought to be happiness. Some people interpret $$$ = happiness. There's poor (all relative) and then there's poverty (lack of...
With a 100% offset account there's really no incentive to make fortnightly payments is there?
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