I only have 5% to put down and not enough cash for stamp duty. Servicing is not an issue. Is there any lender that allows me to borrow the stamp...
I would imagine I need to capitalize LMI into the loan
Just wondering if it's still possible to buy PPR with 5% down H&L package in Sydney area? The reason I aim for H&L package is because of the first...
I'm thinking of purchasing attached dual occupancy IP in QLD because the yield does look a lot better than any other form of residential IP. Is...
Can we add or modify the beneficiaries after obtaining the loan without informing the lender?
Guys, I just received this in my inbox. Just want to know your thoughts about this. http://www.drakeinvest.com.au/#!linton-investment/s5kth I've...
on example 3 if Tom decides to further purchase IP2 for $500k again instead of PPR, obviously he can repeat the process of the original TD of...
Please help me out with my math.. say I have $100k cash but I don't want to use it, instead I put it in term deposit earning 2% and borrow it at...
nice... been thinking about this since last week. Thanks Corey
Thanks for the tips, Terry. Would you say this post shares the same principal to this one?...
So if I leave it on the equity loan redraw and not yet withdrawn anything then I shouldn't be charged interest, right? Wth is wrong with my...
Umm... Not $500k loan. The PPR is $500k value then equity release $100k IO loan offset. So do i need to pay interest on the $100k if I leave it in...
if I have $500k worth of PPR then open IO offset $100k at 5% interest then I never withdraw it, just have it sitting on the offset account, would...
I'm thinking of purchasing a larger block say 1000sqm with house on the front then split it, sell the vacant land and retain the block with house...
@Perthguy, which one you end up going with?
Generally when people say 100% finance to buy IP, it means 20% equity release from other property and 80% from the new IP. This will be beneficial...
it's not mandatory to get it. I just thought it's a good idea. They name it as Loan Protection Plan by ALI Group. Thanks for the link...
If I get a $500,000 loan, Monthly insurance premium cost $200. here's what they offer: So can this still be applied to IP expenses?
I've been offered loan protection insurance, it seems like a good product to have. Just wondering if the monthly premium cost is deductible as IP...
very interesting... check the website, it leads to Michael Yardney's.
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