*Disclaimer I am not an accountant and also may have poor math skills. VAS distributions are very lumpy, so depending on the period you measure...
Haha don't get me started. I've always told myself that I'd buy a PPOR first and then consider investment property. The PPOR option seems to keep...
Good options if they are available to one. Unfortunately I don't have those options.as my only assets are shares to use as security. I did just...
Hi, I was wondering if anyone has had experience in obtaining a loan to purchase shares under a SPP? I can't seem to find any methods to do this...
How did you secure that? Was it just automatically offered?
Thanks Terry, appreciate your help and sharing your wisdom. To confirm I'm taking your no to mean that the whole interest component is actually...
Something I don't quite understand is using this strategy for ETF style products that distribute both income and CGT with each payment. Does this...
Thought I'd revive this thread. Has anyone using the NAB EB taken up the principal suspension option? How does it work, do you keep paying...
That's with zero other debt...
Qualify for $2mill?!!? I can't imagine what sort of income you must have to qualify for that. I have a reasonable income but didn't even qualify...
Out of curiosity has anyone successfully negotiated the rate on this product? If so, what was your approach?
@dunno have you ever looked into the dilution of ETF dividends with more cash entering the fund? I imagine the impact is relatively small for the...
Sequencing risk can hit retirement outcomes - Cuffelinks Another good read about sequence risks.
That’s right! Simplicity for some, but others with lots of experience embrace diversity and complexity. Deep inside Chris Cuffe’s long-term...
Sequencing risk on the road to FIRE – returns aren’t smooth and why it matters Another good read about sequence risk with some analysis of the...
Couldn’t agree more! Unfortunately, as with most things investing it’s impossible to predict or control the future. Do you have any risk...
A Lost Decade of Dollar Cost Averaging Interesting read on how sequence of returns has a big impact on total returns
Someone on Reddit has kindly shared all the slides from the most recent presentation here MOTIVATED MONEY CORE SLIDES 2018.pdf
Snowball has done another great review of an Aussie lic. https://www.strongmoneyaustralia.com/australian-united-investment-company- I didnt...
Special rate of 4.95% p.a. over at NAB NAB Equity Builder
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