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  1. Rchua
    Post

    Lots of cracking in my IP

    Thanks for all your replies. I am getting a structural engineering report in order to find out what needs to be done. I am not planning to sell...
    Post by: Rchua, 8th Jul, 2023 in forum: Repairs & Maintenance
  2. Rchua
    Thread

    Lots of cracking in my IP

    Hi guys, I have an investment property in Elizabeth North Adelaide which I bought 10 years ago. The problem is that this property is now having...
    Thread by: Rchua, 7th Jul, 2023, 8 replies, in forum: Repairs & Maintenance
  3. Rchua
    Post

    What interest rate do you plan for?

    The banks or APRA need to review this. 7% - 8% in a low inflation environment that could last for quite a number of years. A bit high I think...
    Post by: Rchua, 4th Aug, 2016 in forum: Loans & Mortgage Brokers
  4. Rchua
    Post

    Whats you Interest rate?

    wow..I just called CBA five minutes ago and got hold of their pricing specialists and told them of my "predicament" and they gave me 1.13%...
    Post by: Rchua, 15th Jul, 2016 in forum: Loans & Mortgage Brokers
  5. Rchua
    Post

    Whats you Interest rate?

    I've got 455k of IP loans with CBA under their Wealth package. I'm currently getting a .60% discount so paying 5.02% interest. Is it possible to...
    Post by: Rchua, 15th Jul, 2016 in forum: Loans & Mortgage Brokers
  6. Rchua
    Post

    5 Living Off Equity Strategies to Speed up Retirement

    Thanks Terryw, I did ask my accountant about this. She said it is tax deductible but just want to get a second opinion I guess.
    Post by: Rchua, 25th Jun, 2016 in forum: Investment Strategy
  7. Rchua
    Post

    5 Living Off Equity Strategies to Speed up Retirement

    BTW..the reason I'm asking this is so that I can keep building up my offset account which is linked to another IP loan.
    Post by: Rchua, 25th Jun, 2016 in forum: Investment Strategy
  8. Rchua
    Post

    5 Living Off Equity Strategies to Speed up Retirement

    @Terry_w Regarding Strategy 2 - Living off rents, will it work if you are paying off P&I repayments using LOC? If for example, you paid $30k in...
    Post by: Rchua, 25th Jun, 2016 in forum: Investment Strategy
  9. Rchua
    Post

    Sydney property prices faltering as new home 'tsunami' hits

    If you missed the hole, you must have a very big butt...
    Post by: Rchua, 22nd Sep, 2015 in forum: Property Market Economics
  10. Rchua
    Post

    Recommend property manager in Castle Hill

    lol..no I'm not Ray Chua but nice try at trying to guess my name. Thanks for your recommendations. I will pass it on to my friend.
    Post by: Rchua, 8th Sep, 2015 in forum: Property Management
  11. Rchua
    Post

    Recommend property manager in Castle Hill

    Hi Jacque, Yes it is for a residential property. It's not mine though, its for a friend. He wants to rent out his former PPOR. So do you have...
    Post by: Rchua, 5th Sep, 2015 in forum: Property Management
  12. Rchua
    Thread

    Recommend property manager in Castle Hill

    Hi, Can anyone recommend a good property manager in Castle Hill area please? thanks
    Thread by: Rchua, 4th Sep, 2015, 8 replies, in forum: Property Management
  13. Rchua
    Post

    Your biggest financial loss.

    Talk about lightning striking twice!
    Post by: Rchua, 3rd Aug, 2015 in forum: Money Management & Banking
  14. Rchua
    Post

    Hall of Awesome Property Chat Quotes

    Wealth is the transfer of money from the impatient to the patient - Warren Buffett
    Post by: Rchua, 15th Jul, 2015 in forum: Investor Psychology & Mindset
  15. Rchua
    Post

    Your net worth.

    Mine is around $1.6 million spread over 8 properties
    Post by: Rchua, 15th Jul, 2015 in forum: Investor Psychology & Mindset
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