I'm considering going through a nomination sale for an off the plan property. The property is completed already but has not settled as the...
I originally took out my mortgage as an investment loan ~50% Fixed / 50% variable. Once it settled, I informed the bank that I moved into the...
Thank you all for the detailed explanation. It's all still very confusing. To clarify: - We don't live together and are completely independent....
Thanks Terry. For clarity, we live separately and are both independent (and financially independent) from each other. Does that make a difference?...
I currently have my investment property that would be deemed as my main residence after living in it for 6 months. I have since moved out and am...
I've seen multiple stories of investors with incomes <100k with portfolios over $1m. What are the strategies that people are using to do this?...
I used my parents home as a guarantee for my own loan in place of a deposit. Fast forward a year, my property has grown >$100k and I'm now in a...
Thanks Paul, I'm planning on refinancing to use equity in the home to release my parents from being guarantors on the loan. I imagine even if I...
I recently converted my PPOR to an IP. I have a split loan (half fixed, half variable). The fixed component was setup under IP rates and the...
@Terry_w how does maximising your deductions benefit you if you're paying more than your deductions? For example, if say your deposit is $100k...
Thanks Terry and Collin. My issue with going owner occupier is that they won't loan me as much without rental income to support the loan. Is...
I'm currently reconsidering whether I want to rent out my house as soon as settlement occurs. If I rent the property out immediately, I lose the...
Thanks Wattledo, should be fixed now.
Hi all, I've just purchased this property and hoping to get some ideas on what my next renovation project will be. It's a townhouse with no body...
Thank you all. Appreciate the comments and feedback. Andrew, looking forward to hearing from you regarding your property manager.
The property is in Forest Hill (Melbourne). Given I work full time, I think it's definitely worth going down the track of having an agent do the...
They are a new agency part of Harcourts. I don't think I want them to manage it but it may make sense if they can secure a tenant with no gaps in...
I've just purchased my first property (for investment purposes) and want to rent out the property. Settlement is on 8th December. I want to...
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