The house does need quite a bit of work to bring it up to date including roof restoration, internal/external painting, replacement of rear...
Hi all, I currently have a PPOR valued at $1.5M, but owe $1.04M on it, so I personally hold $460K equity. My partner wants to buy into the house...
Hi all, I've been with CBA past two years on a 2.7% fixed rate, which ends Feb 2024. Just wondering if when refinancing - will they care about...
Hi all, Unfortunately I'm at the starting stages of separation with my wife, and I'm trying to wrap my head around how I can possibly keep the...
Small marketing consulting firm. Difficult to scale up to an agency where I'd be hiring expensive full-timers, taking out larger offices etc. I...
$900K still owed. Valuation of $1.5M.
Hi all, This is a "what would you do" style of question around investment strategy. Current situation: $600K equity in PPOR 0 investment...
Hi all, My current position is: Fully assessed pre-approval with CBA Bank valuation completed and favourable Evidence of funds to complete...
Hi all, Two questions: 1. Is a fixed price new house build for $250k or under possible in Sydney? Looking at single storey, minimum 3 bedrooms...
Hi all, Is it just me or have prices around Sydney shot up in Spring? I'm looking for a PPOR around the Sutherland Shire and comparable listings...
90% Base LVR + LMI. No option to go any higher with current lender. My first guess was that this sort of thing would be common (people...
Good point. OK, assuming I'm in cooling off and the lender values it at $1,030,000.
Hi all, Hypothetical scenario... Let's say I have a pre-approval for $1M purchase price and then I make an offer which is accepted at...
Thanks for the replies. We are keen to buy a PPOR by private treaty (not auction) so the .25% deposit and cooling off may be an option for us....
Hi everyone, I've had an application in the works with CBA since Oct 26th hoping for a pre-approval. It passed their 'preliminary assessment'...
Thanks for your insight Redom, that was really helpful.
Mainly customer experience and service. I've read quite a few negative reviews online but many of them seem quite old. I'm just trying to field...
Hi all, Sat down with my broker yesterday and based on my financials he recommended two options for me: 1. Bankwest 2. CBA I'm a current CBA...
Hi all, I'm looking at going for a loan with CBA soon and have a few questions around self-employment. For context, I'm the sole director of a...
Hi all, 2 quick questions: 1. Do the big old school LIC's typically reduce / cut dividends in times like these? Or do they have track records of...
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