With that criteria in mind my picks would be: - Broadmeadows - Sunshine West and North - Ardeer - Hadfield - Glenroy
The agent doesn't have to show you but you should be asking as a way to call their bluff and as part of your negotiation process. If one isn't...
Call the agent and let them know you're serious. Ask the agent if the "offer" was a written or verbal. A verbal offer means nothing. If the agent...
The broker would surely know but to me it sounds they haven't noted on the pre app that any potential purchase was a 90% lend. The broker will be...
Exactly my thoughts. If he's having to clarify with the lender, to me this suggests the indicative LVR on the pre app was 80% and he's back...
I don't think the application specified that any proposed purchase would be a 90% lend. I have asked this and he said he will clarify with the...
I didn't receive any documentation from the broker prior to submission. We discussed a few lender options and we decided that BOQ would best suit...
I'm not sure about the preliminary assessment? I only have the letter that the finance application for $x has been approved subject to a few...
That easy! Thank you. I have asked him - Awaiting his reply.
Hi PC'ers, I've received a 'conditional' pre approval this week (subject to a few general conditions). It was a fully assessed pre approval. Does...
Hi Tony, thanks a lot for the feedback. The situation you've described is exactly what is happening. Whether this is the reason for his...
Third party referral. Former client of the broker who had a great experience.
Hi Paul, no the new buy will be an existing home. I am glad to have dodged a bullet with buying an over inflated OTP apartment.
Appreciate the advice Lindsay, I will take note of this and raise it with the broker. Thanks for clarifying the all monies clause situation. I...
Hi Trainee, I will need to speak to an accountant and get some advice on structuring things correctly.
Im of the understanding that the released equity will sit in an offset for the PPOR loan and will be used once a new house is purchased.
Thank you Lindsay. I will ask him this question. Even if the loans are not cross collateralised, and I wanted to sell or refinance one of the...
Hi guys, very long time lurker and always appreciative of the insight and info here. I am about to convert PPOR into IP and purchase a new PPOR....
Awesome feedback guys. I refixed the fixed portion of the loan at the end of Feb at 2.98% which at the time I thought was awesome. 3 weeks later...
Hi guys - I have a question for my fellow mortgage brokers/experts. What are the chances of your existing lender making an adjustment to your...
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